Halifax County property record for 109 River Rd N, Roanoke Rapids, NC 27870
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,020 sqft · built 1990 |
| Lot Size | 0.373 acres (16,248 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $257,500 (Oct 2021) |
| Tax Bill | $4,502 (2025) |
| Deeds & Mortgages | Aug 2017 Mortgage Oct 2021 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 4908-05-18-8289 |
| Primary APN | 4908-05-18-8289 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,020 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | No Foundation |
| Lot Area | 16,248 sqft (0.373 acres) |
| Lot Depth | 125 ft Depth |
| Garage Type | Detached |
| Garage Area | 792 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 109 RIVER RD N |
|---|---|
| City | ROANOKE RAPIDS |
| State | NC |
| Zip | 27870-2215 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RRR12 |
| Legal Description | LOT #22 LOT 22 SEC V111 FOREST HI |
| Legal Subdivision | FOREST HILLS SD SECTION VIII |
| Legal Lot Number | 22 |
| Jurisdiction | HALIFAX NC |
| Township / Civil Division | ROANOKE RAPIDS |
| Census Block Group | 5 |
| Census Block | 5000 |
| Census Tract | 930200 |
109 River Rd N is owned by two individuals who bought it in October 2021.
Source: Halifax County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 414 BECKER COLONY DR, 1403, ROANOKE RAPIDS, NC 27870-3947 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 30, 2017 | Deed of Trust, Mortgage · Conventional Mortgage ROUNDPOINT MORTGAGE SERVICING CORP |
| Oct 4, 2021 | Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 4, 2021 · Amount on File |
| Deed Sale | Oct 4, 2021 · Amount on File |
| Prior Sale | Apr 5, 2011 · Amount on File |
| Deed Book / Page | 2674 / 183 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HALIFAX NC |
| Property Address | 109 RIVER RD N, ROANOKE RAPIDS, NC 27870-2215 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 002539/708 |
|---|---|
| Date | Aug 30, 2017 |
| Book Page | 2539/708 |
| Name | ROUNDPOINT MORTGAGE SERVICING CORP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28217 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HALIFAX NC |
| Recording Date | Oct 4, 2021 |
| Property Address | 109 RIVER RD N, ROANOKE RAPIDS, NC 27870-2215 |
| Document Number | 002674/183 |
| Book / Page | 2674 / 183 |
| Map Reference | CAB 2 SL 394 |
| Instrument Date | Oct 3, 2021 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $515.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 109 RIVER RD N, ROANOKE RAPIDS, NC 27870-2215 |
| Document Number | 0002674185 |
|---|---|
| Date | Oct 4, 2021 |
| Instrument | 2674/185 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
The 2025 property tax bill for 109 River Rd N was $4,502.
Source: Halifax County assessment roll, as of September 1, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Halifax County |
| Municipality | Roanoke Rapids City |
| Unified School District | Roanoke Rapids City Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $272,100 (-) Land $48,800 Building $223,300 | ||
| 2025 | $4,502.00 | $272,100 Land $48,800 Building $223,300 | |
| 2023 | $4,167.00 | $234,100 Land $48,800 Building $185,300 | $234,100 Land $48,800 Building $185,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 River Rd N in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 20 policies |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 3 (1999–2018) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 River Rd N is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROANOKE RAPIDS SANITARY DIST serves 15,768 people · EPA ID NC0442010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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