109 River Rd, Apt A4, Nutley, NJ 07110 Property Records

Essex County and Nutley Township property record for 109 River Rd, Apt A4, Nutley, NJ 07110

Property Summary

Property Type	Condominium
Details	996 sqft · built 1981
Lot Size	0.01 acres (443 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (Oct 2025)
Tax Bill	$7,541 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Jun 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-09701-0000-00005-0000-C0904`

Property Details

APN / Parcel Number

Primary APN	`16-09701-0000-00005-0000-C0904`
Alternative APNs	`1600404000000001109CA-4` `1609701000000005C0904`

Interior

Units	16 Units
Building Area	996 sqft Living Area

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Condo/Apartment
Lot Area	443 sqft (0.01 acres)

Location & Zoning

Old Parcel Number	1600404000000001109CA-4
Street Address	109 RIVER RD, A4
City	NUTLEY
State	NJ
Zip	07110-3518
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	M-1
Legal Description	0.84 PC
Legal Subdivision	SLEEPY HOLLOW CONDOS BLDG 109
Legal Block	9701
Legal Lot Number	5
Jurisdiction	ESSEX NJ
Township / Civil Division	NUTLEY
Census Block Group	3
Census Block	3005
Census Tract	13600

Owner

109 River Rd, Apt A4 is owned by an individual who bought it in October 2025.

Source: Essex County and Nutley Township records, as of July 2, 2026

Owner of Record	Individual Name on File
Mailing Address	109 RIVER RD, NUTLEY, NJ 07110-3523
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2025	Deed, Transfer · Conventional Mortgage MLB RESIDENTIAL LENDING LLC
Jun 17, 2021	Deed, Transfer · Conventional Mortgage NEW JERSEY LENDERS CORP
Mar 2, 2021	Deed, Transfer · Line of Credit EXCEL FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 23, 2025 · Amount on File
Deed Sale	Oct 23, 2025 · Amount on File
Prior Sale	Jun 17, 2021 · Amount on File
Deed Document Number	202566172
Record Updated	Sep 20, 2026

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Oct 23, 2025
Property Address	109 RIVER RD APT A4, A4, NUTLEY, NJ 07110-3518
Document Number	0000066172
Instrument Date	Sep 14, 2025
Instrument	2025066172
Transaction Type	Transfer
Record Updated	Nov 21, 2025
Title Company	OAK TREE TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$812.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3131 WALNUT ST APT 219, 219, PHILADELPHIA, PA 19104-3417

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 RIVER RD APT A4, A4, NUTLEY, NJ 07110-3518

Mortgage

Document Number	0000066173
Date	Oct 23, 2025
Instrument	2025066173

Lender

Name	MLB RESIDENTIAL LENDING LLC
Type	Mortgage Company
Address	SPRINGFIELD, NJ 07081

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Jun 17, 2021
Property Address	109 RIVER RD APT A4, A4, NUTLEY, NJ 07110-3518
Document Number	2021075552
Map Reference	MB 4716 PG 193
Instrument Date	Jun 3, 2021
Instrument	2021075552
Transaction Type	Transfer
Record Updated	Jul 14, 2021
Title Company	FOUNDATION TITLE, FOUNDATION TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$612.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	125 KENZEL AVE, 125, NUTLEY, NJ 07110-1043

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 RIVER RD APT A4, A4, NUTLEY, NJ 07110-3518

Mortgage

Document Number	2021075553
Date	Jun 17, 2021
Instrument	2021075553

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Mar 2, 2021
Property Address	109 RIVER RD APT A4, A4, NUTLEY, NJ 07110-3518
Document Number	2021023626
Map Reference	MB 4716 PG 193
Instrument Date	Jan 22, 2021
Instrument	2021023626
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	ABRAXAS ABSTRACT INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$392.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	41 HIAWATHA CT, 41, MIDLAND PARK, NJ 07432-1005

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 KENZEL AVE, NUTLEY, NJ 07110-1043

Mortgage

Document Number	0000023627
Date	Mar 2, 2021
Instrument	2021023627

Lender

Name	EXCEL FINANCIAL CORP
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 109 River Rd, Apt A4 was $7,541, up 2.6% from the year before.

Source: Essex County and Nutley Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Nutley Township
Unified School District	Nutley Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$279,400 (-) Land $115,000 Building $164,400	$279,400 (-) Land $115,000 Building $164,400
2025	$7,541.00 (+2.56%)	$279,400 Land $115,000 Building $164,400	$279,400 Land $115,000 Building $164,400
2024	$7,353.00
2023		$279,400 Land $115,000 Building $164,400	$279,400 Land $115,000 Building $164,400
2022	$7,198.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 River Rd, Apt A4 in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	44 units insured incl. 44 condo units
Nearby Flood Claims	6 (2008–2021)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Sandy, Oct 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 109 River Rd, Apt A4 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NUTLEY WATER DEPT serves 29,500 people · EPA ID NJ0716001
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jan 2025 Coliform assessment Oct 2023
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: Xfinity.

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