109 River Park Dr, Luling, TX 78648 Property Records

Caldwell County property record for 109 River Park Dr, Luling, TX 78648

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,602 sqft · built 2005
Lot Size	0.182 acres (7,919 sqft)
Owner	Company Name on Record
Tax Bill	$4,798 (2026)
Deeds & Mortgages	Dec 2021 Mortgage Oct 2012 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0600760-001-018-00`

Property Details

APN / Parcel Number

Primary APN	`0600760-001-018-00`
Alternative APNs	`R42885` `42885`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,602 sqft Living Area
1st Floor Area	1,602 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2006
Architectural Style	Georgian
Exterior Material	Brick
Roof Type	Reinforced Concrete
Lot Area	7,919 sqft (0.182 acres)
Lot Dimensions	120 ft deep x 66 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	221 sqft
Deck Area	128 sqft
Patio Area	327 sqft
Storage Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	42885
Street Address	109 RIVER PARK DR
City	LULING
State	TX
Zip	78648-3362
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CAIN ADDN AMMENDED, BLOCK B, LOT 18
Legal Subdivision	CAIN ADDN AMMENDED
Legal Block	B
Legal Lot Number	18
Jurisdiction	CALDWELL TX
Township / Civil Division	LULING
Census Block Group	1
Census Block	1046
Census Tract	960702

Owner

Source: Caldwell County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	109 RIVER PARK DR, LULING, TX 78648-3362
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage CELEBRITY HOME LOANS LLC
Oct 31, 2012	Deed of Trust, Mortgage · Conventional Mortgage NEW PENN FINANCIAL LLC
Dec 18, 2023	Intrafamily Transfer, Transfer
Jun 22, 2005	Vendor's Lien, Transfer · USDA Mortgage USDA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2008
Deed Sale	Sep 26, 2008
Prior Sale	Sep 26, 2008
Deed Document Number	20086091
Deed Book / Page	549 / 624
Last Transfer Date	Dec 17, 2023
Transfer Doc	2023008284
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL TX
Property Address	109 RIVER PARK DR, LULING, TX 78648-3362
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021009016
Date	Dec 10, 2021
Instrument	2021-009016

Lender

Name	CELEBRITY HOME LOANS LLC
Type	Non-Lending Institution
Address	VILLA PARK, IL 60181

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	353 Months
Due	May 1, 2051

October 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL TX
Property Address	109 RIVER PARK DR, LULING, TX 78648-3362
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	COMMERCE TITLE COMPANY, COMMERCE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000125590
Date	Oct 31, 2012
Instrument	125590

Lender

Name	NEW PENN FINANCIAL LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28262

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2042

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALDWELL TX
Recording Date	Dec 18, 2023
Property Address	109 RIVER PARK DR, LULING, TX 78648-3362
Document Number	2023008284
Map Reference	CAB A SL 183
Instrument Date	Dec 17, 2023
Instrument	2023-008284
Transaction Type	Transfer
Record Updated	Jan 2, 2024

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	109 RIVER PARK DR, LULING, TX 78648-3362

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	905 NORWAY DR, SEGUIN, TX 78155-3315

June 2005: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CALDWELL TX
Recording Date	Jun 22, 2005
Property Address	109 RIVER PARK DR, LULING, TX 78648-3362
Document Number	000423/318
Book / Page	423 / 318
Map Reference	CAB A SL183
Instrument Date	Jun 22, 2005
Instrument	053054
Transaction Type	Transfer
Record Updated	Jan 28, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1801 W MCCARTY LN, SAN MARCOS, TX 78666-1045

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 744, LULING, TX 78648-0744

Mortgage

Document Number	0000053057
Date	Jun 22, 2005
Instrument	053057

Lender

Name	USDA
Type	Government Agency
Special Notes	Seller Financed

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	396 Months
Due	Jun 22, 2038

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Caldwell County
Municipality	Luling City
Unified School District	Luling Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,798.00 (-5.03%)
2025	$5,052.00 (+177.13%) Homeowner's exemption Senior Citizen's exemption	$277,170 (+11.31%) Land $26,690 Building $250,480	$277,170 (-12.25%) Land $26,690 Building $250,480
2024	$1,823.00 (+31.53%)
2023	$1,386.00 (-42.63%) Homeowner's exemption Senior Citizen's exemption	$249,005 Land $26,690 Building $289,160	$315,850 Land $26,690 Building $289,160
2022	$2,416.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	3 (1998–2017)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2017 · Hurricane Harvey

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LULING serves 7,364 people · EPA ID TX0280002
Water Source	Purchased surface water from GBRA LULING PLANT
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Rise Broadband Fiber	1,000 / 200
VTX Communications Fixed Wireless	400 / 50

May also be available: Guadalupe Valley Electric Cooperative, Verizon.

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