Ramsey County property record for 109 Ridgewater Rd, Devils Lake, ND 58301 · Last verified July 2026
| Property Type | Commercial > Retail |
|---|---|
| Bedrooms | 1 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2015 |
| Square Footage | 392 sqft Living Area |
| Lot Size | 171,894 sqft (3.94 acres) |
| Garage | Attached, 616 sqft |
| Tax Bill | $4,266.00 (2025) |
| Primary APN | 06405500005000 |
|---|
| Bedrooms | 1 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 392 sqft Living Area |
| Stories | 1 Stories |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Lot Area | 171,894 sqft (3.94 acres) |
| Garage Type | Attached Garage |
| Garage Area | 616 sqft Garage |
| Street Address | 109 RIDGEWATER RD |
|---|---|
| City | DEVILS LAKE |
| State | ND |
| Zip | 58301-8867 |
| Property Usage | Commercial Property Usage |
| Type | Commercial > Retail |
| Legal Description | LOT 5 BLK 1 RIDGE WATER (DL/DL) |
| Legal Range | 65 |
| Legal Township | 154 |
| Legal Section | 14 |
| Legal Subdivision | RIDGE WATER |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | RAMSEY ND |
| Minor Civil Division | GRAND HARBOR |
| Census Blockgroup | 2 |
| Census Block | 2138 |
| Census Tract | 957700 |
Source: Ramsey County records · APN 06405500005000
Assessment roll updated May 27, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 109 RIDGEWATER RD, DEVILS LAKE, ND 58301-8867 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 03, 2023 | Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY CU |
| Apr 03, 2018 | Deed of Trust, Mortgage · Commercial Mortgage RAMSEY NATIONAL BANK |
| Apr 03, 2018 | Deed of Trust, Mortgage · Commercial Mortgage RAMSEY NATIONAL BANK |
| Oct 10, 2017 | Warranty Deed, Construction Loan · Building or Construction Mortgage RAMSEY NATIONAL BANK |
| Oct 10, 2017 | Warranty Deed, Construction Loan · Building or Construction Mortgage RAMSEY NATIONAL BANK |
| Apr 14, 2015 | Contract Sale, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 13, 2025 |
| Deed Sale | Nov 13, 2025 |
| Prior Sale | Oct 10, 2017 · Amount on Record |
| Deed Doc Number | 2025286019 |
| Prior Transfer Date | Jun 08, 2022 |
| Prior Transfer Doc | 0000279303 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY ND |
| Property Address | 109 RIDGEWATER RD, DEVILS LAKE, ND 58301-8867 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000281930 |
|---|---|
| Date | Nov 03, 2023 |
| Instrument | 281930 |
| Name | FIRST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | JAMESTOWN, ND 58401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Oct 25, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.24% |
| Type Change Date | Apr 25, 2029 |
| Change Frequency | 5 Years |
| Min Rate At Change | 7.12% |
| Max Rate At Change | 12.2% |
| Index | 5-Year TN |
| Margin | 3 |
| Max Rate | 12.2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY ND |
| Property Address | 109 RIDGEWATER RD, DEVILS LAKE, ND 58301-8867 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000269611 |
|---|---|
| Date | Apr 03, 2018 |
| Instrument | 269611 |
| Name | RAMSEY NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | DEVILS LAKE, ND 58301 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 01, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY ND |
| Property Address | 109 RIDGEWATER RD, DEVILS LAKE, ND 58301-8867 |
| Transaction Type | Mortgage |
| Record Updated | Jun 01, 2021 |
| Name | Verified Name |
|---|
| Document Number | 269611 |
|---|---|
| Date | Apr 03, 2018 |
| Instrument | 269611 |
| Name | RAMSEY NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | DEVILS LAKE, ND 58301 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 01, 2038 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY ND |
| Recording Date | Oct 10, 2017 |
| Property Address | 109 RIDGEWATER RD, DEVILS LAKE, ND 58301-8867 |
| Document Number | 268808 |
| Instrument Date | Oct 04, 2017 |
| Instrument | 268808 |
| Transaction Type | Construction Loan |
| Record Updated | Jun 01, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1040 7TH ST NE, DEVILS LAKE, ND 58301-2720 |
| Document Number | 268809 |
|---|---|
| Date | Oct 10, 2017 |
| Instrument | 268809 |
| Name | RAMSEY NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Oct 01, 2018 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY ND |
| Recording Date | Oct 10, 2017 |
| Property Address | 109 RIDGEWATER RD, DEVILS LAKE, ND 58301-8867 |
| Document Number | 0000268808 |
| Instrument Date | Oct 04, 2017 |
| Instrument | 268808 |
| Transaction Type | Construction Loan |
| Record Updated | May 26, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1040 7TH ST NE, DEVILS LAKE, ND 58301-2720 |
| Document Number | 0000268809 |
|---|---|
| Date | Oct 10, 2017 |
| Instrument | 268809 |
| Name | RAMSEY NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Oct 01, 2018 |
| Document Type | Contract Sale |
|---|---|
| Jurisdiction | RAMSEY ND |
| Recording Date | Apr 14, 2015 |
| Property Address | 109 RIDGEWATER RD, DEVILS LAKE, ND 58301-8867 |
| Document Number | 0000262203 |
| Instrument Date | Apr 10, 2015 |
| Instrument | 262203 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7591 50TH ST NE, DEVILS LAKE, ND 58301-8843 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 1040 7TH ST NE, DEVILS LAKE, ND 58301-2720 |
Source: Ramsey County records · Assessment roll updated May 27, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | North Dakota |
| County | Ramsey County |
| County Subdivision | Grand Harbor Township |
| Unified School District | Devils Lake Public School District 1 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,266.00 (-24.13%) | $242,500 (+15.01%) Land $26,500 Building $216,000 | $485,000 (+15.01%) Land $53,000 Building $432,000 |
| 2024 | $5,623.00 (+25.43%) | ||
| 2023 | $4,483.00 | $210,850 Land $26,500 Building $184,350 | $421,700 Land $53,000 Building $368,700 |
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