109 Ridgepoint Ct, Hercules, CA 94547 Property Records

Contra Costa County property record for 109 Ridgepoint Ct, Hercules, CA 94547

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,353 sqft · built 2000
Lot Size	0.103 acres (4,480 sqft)
Owner	2 Individual Names on Record
Last Sale	$732,000 (Oct 2019)
Tax Bill	$12,107 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`404-450-030-6`

Property Details

APN / Parcel Number

Primary APN	`404-450-030-6`
Alternative APN	`404-450-030`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,353 sqft Living Area
1st Floor Area	1,153 sqft
2nd Floor Area	1,200 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2001
Architectural Style	Cluster
Lot Area	4,480 sqft (0.103 acres)
Garage Type	Attached
Garage Area	564 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	109 RIDGEPOINT CT
City	HERCULES
State	CA
Zip	94547-1980
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	T8032 L77
Legal Subdivision	SUBDIVISION 8032
Legal Tract	8032
Legal Lot Number	77
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	1
Census Block	1007
Census Tract	359105

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	109 RIDGEPOINT CT, HERCULES, CA 94547-1980
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2021	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Oct 29, 2019	Grant Deed, Transfer MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2019 · Amount on Record
Deed Sale	Oct 29, 2019 · Amount on Record
Prior Sale	Mar 24, 2000 · Amount on Record
Deed Document Number	2019190573
Prior Transfer Date	Jul 13, 2016
Prior Transfer Doc	0000146717
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	109 RIDGEPOINT CT, HERCULES, CA 94547-1980
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	WESTCOR LAND TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 RIDGEPOINT CT, HERCULES, CA 94547-1980

Mortgage

Document Number	0000046828
Date	Feb 16, 2021
Instrument	2021-046828

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2051

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 29, 2019
Property Address	109 RIDGEPOINT CT, HERCULES, CA 94547-1980
Document Number	0000190573
Instrument Date	Oct 22, 2019
Instrument	190573
Transaction Type	Transfer
Record Updated	Nov 6, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$805.20
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	109 RIDGEPOINT CT HERCULES CA 945471980, HERCULES, CA 94547-1980

Mortgage

Document Number	190574
Date	Oct 29, 2019
Instrument	190574

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 28, 2049

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Hercules City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$816,554 (+2%) Land $474,093 Building $342,461
2025	$12,107.00 (+5.54%)	$800,545 (+4.04%) Land $464,798 Building $335,747
2023	$11,472.00 (+1.13%)	$769,460 Land $446,750 Building $322,710
2022	$11,344.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 672 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Unwired.

Nearby Properties on Ridgepoint Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures