109 Retreat Cv, Roach, MO 65787 Property Records

Camden County property record for 109 Retreat Cv, Roach, MO 65787

Property Summary

Property Type	Rural Home
Details	1,292 sqft · built 2013
Lot Size	0.312 acres (13,591 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,034,407 (Sep 2025)
Tax Bill	$1,956 (2025)
Deeds & Mortgages	Oct 2026 Transfer Apr 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06 1.0 11.0 000.0 001 092.000`

Property Details

APN / Parcel Number

Primary APN	`06 1.0 11.0 000.0 001 092.000`

Interior

Building Area	1,292 sqft Gross Area

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Lot Area	13,591 sqft (0.312 acres)
Lot Dimensions	170 ft deep x 80 ft wide

Location & Zoning

Street Address	109 RETREAT CV
City	ROACH
State	MO
Zip	65787-7168
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	LOT 7
Legal Range	18W
Legal Township	39N
Legal Section	11
Legal Subdivision	MISSING LINK SUB AND MISSING LINK LST A
Legal Lot Number	7
Jurisdiction	CAMDEN MO
Township / Civil Division	ADAIR
Census Block Group	4
Census Block	4014
Census Tract	950701

Owner

Source: Camden County records, as of October 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	17745 LAKEWOOD DR, PLATTE CITY, MO 64079-9018
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Apr 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage DAS ACQUISITION
Sep 15, 2025	Warranty Deed, Transfer · Line of Credit EXCHANGE BANK & TRUST CO
Jul 26, 2024	Special Warranty Deed, Transfer · Line of Credit PATRIOT BANK
May 9, 2023	Correction Deed

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2025 · Amount on Record
Deed Sale	Sep 15, 2025 · Amount on Record
Prior Sale	Jul 26, 2024 · Amount on Record
Deed Book / Page	917 / 254
Last Transfer Date	Sep 30, 2026
Transfer Doc	0932000134
Record Updated	Oct 29, 2026

October 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	CAMDEN MO
Recording Date	Oct 5, 2026
Property Address	109 RETREAT CV, ROACH, MO 65787-7168
Document Number	0932000134
Book / Page	932 / 134
Instrument Date	Sep 30, 2026
Transaction Type	Transfer
Record Updated	Oct 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17745 LAKEWOOD DR, PLATTE CITY, MO 64079-9018

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN MO
Property Address	109 RETREAT CV, ROACH, MO 65787-7168
Transaction Type	Mortgage
Record Updated	Jan 21, 2026
Title Company	UNKNOWN, VISION TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6931 KENTON ST, SHAWNEE, KS 66226-7819

Mortgage

Document Number	000344/116
Date	Apr 5, 2022
Book Page	344/116

Lender

Name	DAS ACQUISITION
Type	Mortgage Company
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2042

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMDEN MO
Recording Date	Sep 15, 2025
Property Address	109 RETREAT CV, ROACH, MO 65787-7168
Document Number	000917/254
Book / Page	917 / 254
Instrument Date	Sep 10, 2025
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	SUNRISE ABSTRACTING & TITLE SVCS, SUNRISE ABSTRACTING & TTL SV

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17745 LAKEWOOD DR, PLATTE CITY, MO 64079-9018

Mortgage

Document Number	0000356805
Date	Sep 15, 2025
Instrument	356/805

Lender

Name	EXCHANGE BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CAMDEN MO
Recording Date	Jul 26, 2024
Property Address	109 RETREAT CV, ROACH, MO 65787-7168
Document Number	000901/766
Book / Page	901 / 766
Map Reference	MB 126 PG 38
Instrument Date	Jul 26, 2024
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	INTEGRITY TITLE SOLUTIONS LLC, INTEGRITY TITLE SLN LLC CAM

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5720 SE TILLERY RD, FAUCETT, MO 64448-9206

Mortgage

Document Number	0000352740
Date	Jul 26, 2024
Instrument	352///740

Lender

Name	PATRIOT BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 26, 2044

May 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	CAMDEN MO
Recording Date	May 9, 2023
Property Address	109 RETREAT CV, ROACH, MO 65787-7168
Document Number	000885/112
Book / Page	885 / 112
Instrument Date	Apr 26, 2023
Record Updated	Jan 21, 2026

Transferred From (Grantor/Seller)

Name	Verified Name
Address	180 RETREAT CV, ROACH, MO 65787-7168

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12140 WOODCREST EXECUTIVE DR STE 150, 150, SAINT LOUIS, MO 63141-5000
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Camden County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Camden County
Unified School District	Climax Springs R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,956.00 (+39.02%)	$52,110 (+29.43%)	$274,263 (+29.43%)
2023		$40,260 (-)	$211,895 (-)
2022	$1,407.00	$40,260	$211,895

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 17, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 63% of Missouri
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Co-Mo Connect Fiber	1,000 / 1,000
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: Wisper ISP.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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