109 Regal Ct, Savannah, GA 31410 Property Records

Chatham County property record for 109 Regal Ct, Savannah, GA 31410

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,919 sqft · built 1993
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$375,000 (Nov 2023)
Tax Bill	$4,455 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Jan 2024 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`1-0075-03-009`

Property Details

APN / Parcel Number

Primary APN	`1-0075-03-009`
Alternative APN	`H316X228`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,919 sqft Living Area
1st Floor Area	1,545 sqft
Utility Area	596 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	308 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	109 REGAL CT
City	SAVANNAH
State	GA
Zip	31410-3176
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LOT 5 SAINT ANDREWS PLACE WILMI NGTON ISLAND SMB 13S 27
Legal Subdivision	SAINT ANDREWS
Legal Lot Number	5
Jurisdiction	CHATHAM GA
Township / Civil Division	TYBEE ISLAND-WILMINGTON ISLAND
Census Block Group	2
Census Block	2000
Census Tract	11112

Owner

Source: Chatham County records, as of October 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	109 REGAL CT, SAVANNAH, GA 31410-3176
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2024	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE
Jan 29, 2024	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE
Nov 13, 2023	Warranty Deed, Transfer
Apr 3, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage NAVY FEDERAL CREDIT UNION
Mar 29, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2023 · Amount on Record
Deed Sale	Nov 13, 2023 · Amount on Record
Prior Sale	Mar 29, 2019 · Amount on Record
Deed Book / Page	3240 / 328
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	109 REGAL CT, SAVANNAH, GA 31410-3176
Transaction Type	Mortgage
Record Updated	Feb 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 REGAL CT, SAVANNAH, GA 31410-3176

Mortgage

Document Number	0032880441
Date	Jan 23, 2024
Book Page	0000003288/0000000441

Lender

Name	UNITED WHOLESALE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	109 REGAL CT, SAVANNAH, GA 31410-3176
Transaction Type	Mortgage
Record Updated	Feb 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 REGAL CT, SAVANNAH, GA 31410-3176

Mortgage

Document Number	0032910522
Date	Jan 29, 2024
Book Page	0000003291/0000000522
Instrument	034854460018

Lender

Name	UNITED WHOLESALE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Nov 13, 2023
Property Address	109 REGAL CT, SAVANNAH, GA 31410-3176
Document Number	0032400328
Book / Page	3240 / 328
Instrument Date	Nov 9, 2023
Transaction Type	Transfer
Record Updated	Dec 29, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 REGAL CT, SAVANNAH, GA 31410-3176

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	109 REGAL CT, SAVANNAH, GA 31410-3176
Transaction Type	Mortgage
Record Updated	Jun 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 REGAL CT, SAVANNAH, GA 31410-3176

Mortgage

Document Number	0000001586/0000000393
Date	Apr 3, 2019
Book Page	0000001586/0000000393
Instrument	03160630020

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Mar 29, 2019
Property Address	109 REGAL CT, SAVANNAH, GA 31410-3176
Document Number	0015860391
Book / Page	1586 / 391
Instrument Date	Mar 29, 2019
Instrument	2019-003100
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 LAURENS LN, SAVANNAH, GA 31419-8810

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$218,320 (+3.78%) Land $32,000 Building $186,320	$545,800 (+3.78%) Land $80,000 Building $465,800
2025	$4,455.00 (+9.06%)	$210,360 (+65.33%) Land $32,000 Building $178,360	$525,900 (+65.33%) Land $80,000 Building $445,900
2023		$127,240 (+7.9%) Land $22,000 Building $105,240	$318,100 (+7.9%) Land $55,000 Building $263,100
2022	$4,085.00	$117,920 Land $22,000 Building $95,920	$294,800 Land $55,000 Building $239,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 176 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	176 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.8% of Georgia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH-WILMINGTON ISLAND serves 13,526 people · EPA ID GA0510229
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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