Luzerne County property record for 109 Refuge Dr E, Drums, PA 18222
| Property Type | Condominium |
|---|---|
| Details | 2,057 sqft · built 2006 |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,868 (2026) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage Jul 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-P8S1-001-00D-056 |
| Primary APN | 06-P8S1-001-00D-056 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 2,057 sqft Living Area |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Condo/Apartment |
| Old Parcel Number | 06-P8S1-001-00D-056 |
|---|---|
| Street Address | 109 REFUGE DR E |
| City | DRUMS |
| State | PA |
| Zip | 18222-2058 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Subdivision | THE REFUGE CONDOMINIUM |
| Legal Block | 1 |
| Legal Lot Number | D |
| Jurisdiction | LUZERNE PA |
| Township / Civil Division | BUTLER |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 216602 |
Source: Luzerne County records, as of August 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 109 REFUGE DR E, DRUMS, PA 18222-2058 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 2, 2021 | Deed, Transfer · Conventional Mortgage ALLY BANK |
| Jul 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Dec 7, 2018 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LUZERNE PA |
| Recording Date | Nov 2, 2021 |
| Property Address | 109 REFUGE DR E, DRUMS, PA 18222-2058 |
| Document Number | 0000071138 |
| Book / Page | 3021 / 304045 |
| Map Reference | VOL 3005 PG 311426 |
| Instrument Date | Oct 15, 2021 |
| Instrument | 202171138 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Title Company | TIGER ABSTRACT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,800.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 104 PATUGE DR EAST, DRUMS, PA 18222 |
| Document Number | 0000071139 |
|---|---|
| Date | Nov 2, 2021 |
| Book Page | 3021/304049 |
| Instrument | 202171139 |
| Name | ALLY BANK |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUZERNE PA |
| Property Address | 109 REFUGE DR E, DRUMS, PA 18222-2058 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000029423 |
|---|---|
| Date | Jul 15, 2020 |
| Book Page | 3020/118829 |
| Instrument | 202029423 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 144 Months |
| Due | Jul 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUZERNE PA |
| Property Address | 109 REFUGE DR E, DRUMS, PA 18222-2058 |
| Document Number | 0000069163 |
| Instrument Date | Dec 7, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2018 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 109 REFUGE DR E DRUMS PA 182222058, DRUMS, PA 18222-2058 |
| Document Number | 0000069163 |
|---|---|
| Date | Dec 13, 2018 |
| Book Page | 003018/239235 |
| Instrument | 69163 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 12, 2033 |
Source: Luzerne County assessment roll, as of August 13, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Luzerne County |
| County Subdivision | Butler Township |
| Unified School District | Hazleton Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,868.00 (+0.02%) | $225,000 (-) Building $225,000 | |
| 2025 | $4,867.00 (+9.86%) | ||
| 2024 | $225,000 Building $225,000 | ||
| 2023 | $4,430.00 | ||
| 2009 | $225,000 Building $225,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 86% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA PA SAND SPRINGS private · serves 1,898 people · EPA ID PA2400140 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Copper | 2.08 mg/L (2018) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Service Electric Cable TV Cable | 2,000 / 200 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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