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109 Rees Ave, Chattanooga, TN 37411 Property Records

Hamilton County property record for 109 Rees Ave, Chattanooga, TN 37411

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,520 sqft · built 1950
Lot Size0.192 acres (8,400 sqft)
Owner2 Individual Names on Record
Last Sale$189,000 (Jun 2020)
Tax Bill$769 (2025)
Deeds & MortgagesJun 2020 Sale & Mortgage
Oct 2019 Line of Credit
+ 1 more
Flood ZoneZone X (moderate risk)
APN157N K 004

Property Details

APN / Parcel Number

Primary APN157N K 004
Alternative APN
  • 0000097950

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,520 sqft Living Area

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1976
Exterior MaterialVinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area8,400 sqft (0.192 acres)
Lot Dimensions140 ft deep x 60 ft wide
Garage TypeDetached
Garage Area371 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000097950
Street Address109 REES AVE
CityCHATTANOOGA
StateTN
Zip37411-4914
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLOT 42 WINFIELD ESTATES RESUB PB 14 PG 79
Legal SubdivisionWINFIELD ESTATES
Legal Lot Number42
JurisdictionHAMILTON TN
Township / Civil Division8
Census Block Group3
Census Block3017
Census Tract3000

Owner

Source: Hamilton County records, as of January 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address109 REES AVE, CHATTANOOGA, TN 37411-4914
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 9, 2020Warranty Deed, Transfer · Conventional with PMI
LEGENDS BK
Oct 15, 2019Trustee's Deed, Construction Loan · Line of Credit
TOWER CMNTY BK
Feb 26, 2019Warranty Deed, Transfer
TOWER CMNTY BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 9, 2020 · Amount on Record
Deed SaleJun 9, 2020 · Amount on Record
Prior SaleFeb 26, 2019 · Amount on Record
Deed Document Number2020250
Deed Book / Page12030 / 594
Prior Transfer DateApr 29, 1999
Prior Transfer Doc0053430028
Record UpdatedJun 8, 2026

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateJun 9, 2020
Property Address109 REES AVE, CHATTANOOGA, TN 37411-4914
Document Number0609000250
Book / Page012030 / 000594
Instrument DateJun 5, 2020
Instrument200609000250
Transaction TypeTransfer
Record UpdatedJul 31, 2020
Title CompanyTEAM TITLE LEGAL SVCS PLLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$699.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 REES AVE CHATTANOOGA TN 374114914, CHATTANOOGA, TN 37411-4914

Mortgage

Document Number609000251
DateJun 9, 2020
Book Page012030/000597
Instrument200609000251
Lender
NameLEGENDS BK
TypeBank
AddressCLARKSVILLE, TN 37040
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJun 8, 2050

October 2019: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionHAMILTON TN
Recording DateOct 15, 2019
Property Address109 REES AVE, CHATTANOOGA, TN 37411-4914
Document Number1015000071
Book / Page011788 / 000960
Instrument DateOct 11, 2019
Instrument191015000071
Transaction TypeConstruction Loan
Record UpdatedOct 30, 2019
Title CompanyTITLE GUARANTY, TITLE GUARANTY & TRUST CO INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3806 TIBBS BRIDGE RD DALTON GA 307216156, DALTON, GA 30721-6156

Mortgage

Document Number1015000071
DateOct 15, 2019
Book Page011788/000960
Instrument191015000071
Lender
NameTOWER CMNTY BK
AddressJASPER, TN 37347
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueOct 14, 2020
Interest
Rate TypeAdjustable Rate

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateFeb 26, 2019
Property Address109 REES AVE, CHATTANOOGA, TN 37411-4914
Document Number0226000082
Book / Page011572 / 000953
Instrument DateFeb 22, 2019
Instrument190226000082
Transaction TypeTransfer
Record UpdatedMar 14, 2019
Title CompanyTITLE GUARANTY, TITLE GUARANTY & TRUST CO INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$259.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3806 TIBBS BRIDGE RD DALTON GA 307216156, DALTON, GA 30721-6156

Mortgage

Document Number226000083
DateFeb 26, 2019
Book Page011572/000955
Instrument190226000083
Lender
NameTOWER CMNTY BK
AddressJASPER, TN 37347
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$769.00 (-20.8%)$50,775 (+16.93%)$203,100 (+16.93%) Land $45,000 Building $158,100
2024$971.00$43,425 (-)$173,700 (-) Land $30,000 Building $143,700
2023$971.00$43,425 (-)$173,700 (-) Land $30,000 Building $143,700
2022$971.00$43,425$173,700 Land $30,000 Building $143,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims2 (2025)
Most Recent ClaimAug 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber		100,000 / 100,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fixed Wireless in parts of the area		100 / 20

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