109 Red Pine Ave, O Fallon, IL 62269 Property Records

St. Clair County property record for 109 Red Pine Ave, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,729 sqft · built 1980
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Mar 2023)
Tax Bill	$4,481 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Mar 2023 Sale & Mortgage + 1 more
APN	`04-31-0-404-020`

Property Details

APN / Parcel Number

Primary APN	`04-31-0-404-020`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,729 sqft Living Area
Upper Floors Area	17 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1990
Construction Type	Frame
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Mixed
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	512 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	109 RED PINE AVE
City	O FALLON
State	IL
Zip	62269-2515
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PINE TREE ESTATES LOT/SEC-33 A02774922
Legal Subdivision	PINE TREE ESTATES
Legal Block	404
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	2
Census Block	2012
Census Tract	504354

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	109 RED PINE AVE, O FALLON, IL 62269-2515
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2022	Deed of Trust, Mortgage · Commercial Mortgage SCOTT CU
Mar 1, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CARROLLTON BANK
Sep 21, 2022	Warranty Deed, Transfer · Commercial Mortgage SCOTT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2023 · Amount on Record
Deed Sale	Mar 1, 2023 · Amount on Record
Prior Sale	Sep 21, 2022 · Amount on Record
Deed Document Number	20232774922
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	109 RED PINE AVE, O FALLON, IL 62269-2515
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A02762321
Date	Oct 5, 2022
Instrument	A02762321

Lender

Name	SCOTT CU
Type	Credit Union
Address	EDWARDSVILLE, IL 62025

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate	5.25%

March 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Mar 1, 2023
Property Address	109 RED PINE AVE, O FALLON, IL 62269-2515
Document Number	0A02774922
Map Reference	MB 69 PG 73
Instrument Date	Feb 24, 2023
Instrument	A02774922
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 16, 2023
Title Company	COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	212 GRAND AVE, RALEIGH, NC 27606-1332

Mortgage

Document Number	0A02774923
Date	Mar 1, 2023
Instrument	A02774923

Lender

Name	CARROLLTON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2053

Interest

Rate Type	Fixed Rate
Rate	5.87%

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Sep 21, 2022
Property Address	109 RED PINE AVE, O FALLON, IL 62269-2515
Document Number	0A02759989
Map Reference	MB 69 PG 73
Instrument Date	Sep 15, 2022
Instrument	A02759989
Transaction Type	Transfer
Record Updated	Jun 1, 2023
Title Company	ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$95.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14550 CHERRY LAKE DR W, JACKSONVILLE, FL 32258-5140

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1252 HICKORY POINT DR, O FALLON, IL 62269-6517

Mortgage

Document Number	0A02759990
Date	Sep 21, 2022
Instrument	A02759990

Lender

Name	SCOTT CU
Type	Credit Union
Address	EDWARDSVILLE, IL 62025

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Sep 20, 2027

Interest

Rate	5.25%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,481.00	$68,178 (+34.34%) Land $14,095 Building $54,083	$204,534 (+34.34%) Land $42,285 Building $162,249
2022		$50,750 Land $10,492 Building $40,258	$152,250 Land $31,476 Building $120,774

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: ClearWave, Wisper ISP.

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