109 Red Oak Rd, Mc Gregor, TX 76657 Property Records

McLennan County property record for 109 Red Oak Rd, Mc Gregor, TX 76657

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,634 sqft · built 2008
Lot Size	0.26 acres (11,326 sqft)
Owner	Company Name on Record
Last Sale	$706,300 (Aug 2020)
Tax Bill	$6,356 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`34-106900-000500-3`

Property Details

APN / Parcel Number

Primary APN	`34-106900-000500-3`
Alternative APNs	`3410690000050030101` `136198`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,634 sqft Living Area
Gross Area	2,033 sqft
1st Floor Area	1,634 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Stone
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	162 ft deep x 69 ft wide
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	139 sqft
Patio Area	741 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	109 RED OAK RD
City	MCGREGOR
State	TX
Zip	76657-1043
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	RED OAK LOT 5 BLOCK 1 ACRES .26
Legal Subdivision	RED OAK
Legal Block	1
Legal Lot Number	5
Jurisdiction	MCLENNAN TX
Township / Civil Division	MCGREGOR
Census Block Group	2
Census Block	2040
Census Tract	3902

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 23447, WACO, TX 76702-3447
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2022	Deed of Trust, Mortgage · Line of Credit CADENCE BANK NA
Aug 3, 2020	Quit Claim Deed, Transfer NATIONAL UNITED
Jul 16, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Feb 13, 2019	Vendor's Lien, Transfer FIRST NATIONAL BANK OF CENTRAL TX

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2020 · Amount on Record
Deed Sale	Aug 3, 2020 · Amount on Record
Prior Sale	Feb 13, 2019 · Amount on Record
Deed Document Number	202026221
Prior Transfer Date	Jul 13, 2020
Prior Transfer Doc	0000023872
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	109 RED OAK RD, MC GREGOR, TX 76657-1043
Transaction Type	Mortgage
Record Updated	Aug 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000045554
Date	Nov 29, 2022
Instrument	2022045554

Lender

Name	CADENCE BANK NA
Type	Bank
Address	WACO, TX 76710

Agreement

Type	Line of Credit
Amount	Amount Recorded

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCLENNAN TX
Recording Date	Aug 3, 2020
Property Address	109 RED OAK RD, MC GREGOR, TX 76657-1043
Document Number	0000026221
Instrument Date	Jul 20, 2020
Instrument	26221
Transaction Type	Transfer
Record Updated	Sep 2, 2020
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	109 RED OAK RD MC GREGOR TX 766571043, MC GREGOR, TX 76657-1043

Mortgage

Document Number	26222
Date	Aug 3, 2020
Instrument	26222

Lender

Name	NATIONAL UNITED

Agreement

Amount	Amount Recorded

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jul 16, 2020
Property Address	109 RED OAK RD, MC GREGOR, TX 76657-1043
Document Number	0000023872
Instrument Date	Jul 13, 2020
Instrument	23872
Transaction Type	Transfer
Record Updated	Aug 3, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 5764 WACO TX 767080764, WACO, TX 76708-0764

February 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Feb 13, 2019
Property Address	109 RED OAK RD, MC GREGOR, TX 76657-1043
Document Number	0000004825
Map Reference	VOL 1493 PG 133
Instrument Date	Feb 12, 2019
Instrument	2019004825
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 5764, WACO, TX 76708-0764

Mortgage

Document Number	0000004826
Date	Feb 13, 2019
Instrument	2019004826

Lender

Name	FIRST NATIONAL BANK OF CENTRAL TX
Type	Bank
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	McGregor City
Unified School District	McGregor Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$257,894 (-12.56%) Land $38,847 Building $219,047	$257,894 (-12.56%) Land $38,847 Building $219,047
2025	$6,356.00 (+16.15%)	$294,950 (+8.15%) Land $35,340 Building $259,610	$294,950 (+8.15%) Land $35,340 Building $259,610
2024	$5,472.00 (+6.9%)
2023		$272,720 Land $21,410 Building $251,310	$272,720 Land $21,410 Building $251,310
2022	$5,119.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 69% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MCGREGOR serves 6,037 people · EPA ID TX1550004
Water Source	Purchased surface water from BLUEBONNET WSC
Last State Inspection	Jun 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	19 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Nextlink Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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