Okaloosa County property record for 109 Red Maple Way, Niceville, FL 32578
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,156 sqft · built 2003 |
| Lot Size | 0.308 acres (13,460 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $342,500 (Jun 2017) |
| Deeds & Mortgages | Sep 2022 Mortgage Jun 2021 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | C56-000-594-9870-9 |
| Primary APN | C56-000-594-9870-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,156 sqft Heated Area |
| Gross Area | 2,862 sqft |
| 1st Floor Area | 2,156 sqft |
| Interior Walls | Custom/Decorative |
| Year Built | Built 2003 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood |
| Lot Area | 13,460 sqft (0.308 acres) |
| Garage Type | Finished |
| Garage Area | 462 sqft |
| Porch | Open Porch |
| Porch Area | 244 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 109 RED MAPLE WAY |
|---|---|
| City | NICEVILLE |
| State | FL |
| Zip | 32578-3742 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BAYSHORE PLACE PH III LOT 5 |
| Legal Range | 22 |
| Legal Township | 01S |
| Legal Section | 16 |
| Legal Subdivision | BAYSHORE PLACE PH III |
| Legal Phase | 3 |
| Legal Lot Number | 5 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | NICEVILLE-VALPARAISO |
| Census Block Group | 4 |
| Census Block | 4046 |
| Census Tract | 21102 |
109 Red Maple Way is owned and occupied by two individuals who bought it in June 2017.
Source: Okaloosa County records, as of December 8, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 109 RED MAPLE WAY, NICEVILLE, FL 32578-3742 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 26, 2022 | Deed of Trust, Mortgage · VA Mortgage PENTAGON FCU |
| Jun 30, 2021 | Deed of Trust, Mortgage · VA Mortgage PENTAGON FCU |
| Jun 28, 2017 | Warranty Deed, Transfer · VA Mortgage MORTGAGE ONE/SOUTH |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 28, 2017 · Amount on File |
| Deed Sale | Jun 28, 2017 · Amount on File |
| Prior Sale | Mar 6, 2003 · Amount on File |
| Deed Document Number | 3143955 |
| Deed Book / Page | 3305 / 4981 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 109 RED MAPLE WAY, NICEVILLE, FL 32578-3742 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2022 |
| Title Company | FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 109 RED MAPLE WAY, NICEVILLE, FL 32578-3742 |
| Document Number | 0036441413 |
|---|---|
| Date | Sep 26, 2022 |
| Book Page | 3644/1413 |
| Instrument | 3580809 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | MC LEAN, VA 22102 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 346 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 109 RED MAPLE WAY, NICEVILLE, FL 32578-3742 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 109 RED MAPL WAY, SHALIMAR, FL 32579 |
| Document Number | 0035570981 |
|---|---|
| Date | Jun 30, 2021 |
| Book Page | 3557/981 |
| Instrument | 3468028 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | MC LEAN, VA 22102 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jun 28, 2017 |
| Property Address | 109 RED MAPLE WAY, NICEVILLE, FL 32578-3742 |
| Document Number | 0033054981 |
| Book / Page | 003305 / 004981 |
| Instrument Date | Jun 27, 2017 |
| Instrument | 3143955 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2017 |
| Title Company | FIRST NATIONAL LAND TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,397.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 109 RED MAPLE WAY NICEVILLE FL 325783742, NICEVILLE, FL 32578-3742 |
| Document Number | 33054982 |
|---|---|
| Date | Jun 28, 2017 |
| Book Page | 003305/004982 |
| Instrument | 3143956 |
| Name | MORTGAGE ONE/SOUTH |
|---|---|
| Type | Mortgage Company |
| Address | FORT WALTON BEACH, FL 32548 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 27, 2047 |
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Niceville City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Homeowner's exemption Disabled Person's exemption Veteran's exemption | $356,061 | $450,808 Land $95,126 Building $355,682 |
| 2023 | Homeowner's exemption Disabled Person's exemption Veteran's exemption | $335,948 | $454,479 Land $92,337 Building $362,142 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 Red Maple Way in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 329 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 329 in force |
| Nearby Flood Claims | 168 (1991–2021) |
| Claims Outside the SFHA | 36 of 168 |
| Most Recent Claim | Sep 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 Red Maple Way is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NICEVILLE serves 22,243 people · EPA ID FL1460147 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
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