109 Red Maple Ln, Guyton, GA 31312 Property Records

Effingham County property record for 109 Red Maple Ln, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,702 sqft · built 2016
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$340,000 (Mar 2023)
Tax Bill	$4,526 (2025)
Deeds & Mortgages	Nov 2016 Mortgage Mar 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0416C-034-000`

Property Details

APN / Parcel Number

Primary APN	`0416C-034-000`
Alternative APNs	`00920107000` `0416C034` `28497`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,702 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2017
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Fiberglass
Lot Area	7,841 sqft (0.18 acres)
Garage Area	420 sqft

Exterior Amenities

Porch	Slab
Porch Area	30 sqft
Deck Area	150 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	28497
Street Address	109 RED MAPLE LN
City	GUYTON
State	GA
Zip	31312-0028
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	.18 AC LOT 34 (OUT 416-20)
Legal Subdivision	CLOVER POINTE AT BELMONT GLEN 2C
Legal Phase	2C
Legal Lot Number	34
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	2
Census Block	2000
Census Tract	30301

Owner

109 Red Maple Ln is owned and occupied by an individual who bought it in March 2023.

Source: Effingham County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	109 RED MAPLE LN, GUYTON, GA 31312-0028
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2016	Deed of Trust, Mortgage STATE BANK & TRUST CO
Mar 30, 2023	Warranty Deed, Transfer · Conventional Mortgage NEW AMERICA FUNDING
Nov 8, 2022	Warranty Deed, Transfer
May 12, 2017	Deed of Trust, Mortgage · FHA Mortgage SKYLINE FINANCIAL
Aug 30, 2021	Deed of Trust, Mortgage · FHA Mortgage FIRST GUARANTY MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2023 · Amount on File
Deed Sale	Mar 31, 2023 · Amount on File
Prior Sale	May 5, 2017 · Amount on File
Deed Document Number	2023760
Deed Book / Page	2840 / 20
Prior Transfer Date	Nov 8, 2022
Prior Transfer Doc	002818/145
Record Updated	Oct 29, 2026

November 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	109 RED MAPLE LN, GUYTON, GA 31312-0028
Transaction Type	Mortgage
Record Updated	Jun 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	002376/513
Date	Nov 14, 2016
Book Page	2376/513
Instrument	009608

Lender

Name	STATE BANK & TRUST CO
Type	Bank

Agreement

Amount	Amount on Record
Term	12 Months
Due	Nov 1, 2017

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Mar 30, 2023
Property Address	109 RED MAPLE LN, GUYTON, GA 31312-0028
Document Number	0002840/20
Book / Page	2840 / 20
Instrument Date	Mar 30, 2023
Instrument	2023-000760
Transaction Type	Transfer
Record Updated	Apr 24, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 RED MAPLE LN, GUYTON, GA 31312-0028

Mortgage

Document Number	0000002507
Date	Mar 30, 2023
Instrument	002507

Lender

Name	NEW AMERICA FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jan 1, 2053

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Nov 8, 2022
Property Address	109 RED MAPLE LN, GUYTON, GA 31312-0028
Document Number	002818/145
Book / Page	2818 / 145
Instrument Date	Nov 8, 2022
Instrument	2022-003338
Transaction Type	Transfer
Record Updated	Nov 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 RED MAPLE LN, GUYTON, GA 31312-0028

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	109 RED MAPLE LN, GUYTON, GA 31312-0028
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002405/485
Date	May 12, 2017
Book Page	2405/485
Instrument	004317

Lender

Name	SKYLINE FINANCIAL
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2047

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	109 RED MAPLE LN, GUYTON, GA 31312-0028
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 RED MAPLE LN, GUYTON, GA 31312-0028

Mortgage

Document Number	0000002720/0000000237
Date	Aug 30, 2021
Book Page	0000002720/0000000237
Instrument	010612

Lender

Name	FIRST GUARANTY MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 109 Red Maple Ln was $4,526 with a homeowner's exemption, up 8.6% from the year before.

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$149,096 (+2.31%) Land $22,800 Building $126,296	$372,740 (+2.31%) Land $57,000 Building $315,740
2025	$4,526.00 (+8.62%) Homeowner's exemption	$145,730 (-0.97%) Land $22,800 Building $122,930	$364,326 (-0.97%) Land $57,000 Building $307,326
2024	$4,167.00 Homeowner's exemption	$147,160 Land $22,800 Building $124,360	$367,900 Land $57,000 Building $310,900
2022	$3,824.00	$121,233 Land $18,000 Building $103,233	$303,082 Land $45,000 Building $258,082

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 109 Red Maple Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 40 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	2 (2002–2009)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Red Maple Ln is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 61% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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