Coweta County property record for 109 Rayner Dr, Newnan, GA 30265
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,899 sqft · built 1994 |
| Owner | 2 Individual Names on File |
| Last Sale | $220,000 (Feb 2020) |
| Tax Bill | $2,655 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Feb 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 110 6031 024 |
| Primary APN | 110 6031 024 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,899 sqft Heated Area |
| 1st Floor Area | 896 sqft |
| 2nd Floor Area | 1,003 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Other |
| Exterior Material | Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Garage Area | 460 sqft |
| Patio Area | 16 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 16842 |
|---|---|
| Old Parcel Number | 1106031024 |
| Street Address | 109 RAYNER DR |
| City | NEWNAN |
| State | GA |
| Zip | 30265-1987 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | H/LT 20 RAYNER WOODS S/D |
| Legal Subdivision | RAYNER WOODS |
| Legal Block | 60 |
| Legal Lot Number | 20 |
| Jurisdiction | COWETA GA |
| Township / Civil Division | NEWNAN |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 170405 |
109 Rayner Dr is owned and occupied by two individuals who acquired it in February 2020.
Source: Coweta County records, as of November 17, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 109 RAYNER DR, NEWNAN, GA 30265-1987 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage DELTA COMMUNITY CREDIT UNION |
| Feb 13, 2020 | Grant Deed, Transfer · Conventional with PMI DELTA CMNTY CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 7, 2020 · Amount on File |
| Deed Sale | Feb 7, 2020 · Amount on File |
| Prior Sale | Aug 26, 2014 |
| Deed Document Number | 0004993404 |
| Deed Book / Page | 4993 / 404 |
| Last Transfer Date | Feb 13, 2020 |
| Transfer Doc | 0049930404 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COWETA GA |
| Property Address | 109 RAYNER DR, NEWNAN, GA 30265-1987 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 109 RAYNER DR, NEWNAN, GA 30265-1987 |
| Document Number | 00053800000000286 |
|---|---|
| Date | Jul 30, 2021 |
| Book Page | 0000005380/0000000286 |
| Instrument | 021868 |
| Name | DELTA COMMUNITY CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 1, 2036 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | COWETA GA |
| Recording Date | Feb 13, 2020 |
| Property Address | 109 RAYNER DR, NEWNAN, GA 30265-1987 |
| Document Number | 0049930404 |
| Book / Page | 004993 / 000404 |
| Instrument Date | Feb 7, 2020 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $220.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 109 RAYNER DR NEWNAN GA 302651987, NEWNAN, GA 30265-1987 |
| Document Number | 49930408 |
|---|---|
| Date | Feb 13, 2020 |
| Book Page | 004993/000408 |
| Name | DELTA CMNTY CU |
|---|---|
| Type | Credit Union |
| Address | PEACHTREE CITY, GA 30269 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 12, 2035 |
The 2025 property tax bill for 109 Rayner Dr was $2,655 with a homeowner's exemption, up 8.2% from the year before.
Source: Coweta County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Coweta County |
| Unified School District | Coweta County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,655.00 (+8.19%) Homeowner's exemption | $119,038 (+9.87%) Land $26,000 Building $93,038 | $297,594 (+9.87%) Land $65,000 Building $232,594 |
| 2024 | $2,454.00 (+11.09%) Homeowner's exemption | $108,347 (-6.21%) Land $26,000 Building $82,347 | $270,868 (-6.21%) Land $65,000 Building $205,868 |
| 2023 | $2,209.00 Homeowner's exemption | $115,526 Land $22,000 Building $93,526 | $288,815 Land $55,000 Building $233,815 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 109 Rayner Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 Rayner Dr is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 51% of Georgia |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COWETA WATER & SEWER AUTH. serves 92,907 people · EPA ID GA0770042 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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