109 Ratification Ct, Winchester, VA 22602 Property Records

Frederick County property record for 109 Ratification Ct, Winchester, VA 22602

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,554 sqft · built 2022
Lot Size0.22 acres (9,583 sqft)
OwnerIndividual Name on File
Last Sale$594,719 (Mar 2022)
Tax Bill$2,937 (2026)
Deeds & MortgagesSep 2021 Sale
Flood ZoneZone X (minimal risk)
APN64I1-5-68

Property Details

APN / Parcel Number

Primary APN64I1-5-68
Alternative APN
  • 8052443

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms15 Rooms
Stories2 Stories
Building Area2,554 sqft Living Area
Gross Area4,621 sqft
1st Floor Area1,271 sqft
Basement Area920 sqft
Finished Basement920 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2025
Exterior MaterialStone
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area9,583 sqft (0.22 acres)
TerrainRolling
Garage Area441 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number8052443
Street Address109 RATIFICATION CT
CityWINCHESTER
StateVA
Zip22602-6312
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRP
Legal DescriptionFREEDOM MANOR L68 S5
Legal SubdivisionFREEDOM MANOR
Legal Lot Number68
JurisdictionFREDERICK VA
Township / Civil DivisionSHAWNEE
Census Block Group1
Census Block1013
Census Tract50900

Owner

109 Ratification Ct is owned and occupied by an individual who bought it in March 2022.

Source: Frederick County records, as of August 18, 2026

Owner of RecordIndividual Name on File
Mailing Address109 RATIFICATION CT, WINCHESTER, VA 22602-6312
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 4, 2022 · Amount on File
Deed SaleMar 4, 2022 · Amount on File
Prior SaleSep 7, 2021 · Amount on File
Deed Document Number20222822
Record UpdatedSep 20, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFREDERICK VA
Recording DateSep 7, 2021
Property Address109 RATIFICATION CT, WINCHESTER, VA 22602-6312
Document Number0000015155
Instrument DateSep 1, 2021
Instrument210015155
Transaction TypeTransfer
Record UpdatedJul 1, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2099 GAITHER RD STE 600, 600, ROCKVILLE, MD 20850-4018
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 109 Ratification Ct was $2,937, up 10.4% from the year before.

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,937.00 (+10.41%)$554,100 Land $113,000 Building $441,100$554,100 Land $113,000 Building $441,100
2025$2,660.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 Ratification Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1996)
Most Recent ClaimJan 1996 · Flooding, High Winds, And Wind Driven Rain

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Ratification Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Glo Fiber.

Nearby Properties on Ratification Ct

Nearby Streets

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