Angelina County property record for 109 Ratcliff Ave, Lufkin, TX 75904
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,717 sqft · built 1977 |
| Lot Size | 0.327 acres (14,244 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $425 (2025) |
| Deeds & Mortgages | Jul 2017 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4750-385-001-009-00 |
| Primary APN | 4750-385-001-009-00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Building Area | 1,717 sqft Living Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 14,244 sqft (0.327 acres) |
| Lot Dimensions | 64 ft deep x 115 ft wide |
| Garage Area | 522 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 116 sqft |
| Utility Building | 165 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 50829 |
|---|---|
| Street Address | 109 RATCLIFF AVE |
| City | LUFKIN |
| State | TX |
| Zip | 75904-1251 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM |
| Legal Description | 4750 LAKEWOOD BLK 1 LOT 9 - 10 ZZZ ZZZ |
| Legal Subdivision | LAKEWOOD |
| Legal Block | 1 |
| Legal Lot Number | 9-10 |
| Jurisdiction | ANGELINA TX |
| Township / Civil Division | LUFKIN |
| Census Block Group | 2 |
| Census Block | 2058 |
| Census Tract | 500 |
Source: Angelina County records, as of October 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 109 RATCLIFF AVE, LUFKIN, TX 75904-1251 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANGELINA TX |
| Property Address | 109 RATCLIFF AVE, LUFKIN, TX 75904-1251 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 2017-00355196 |
|---|---|
| Date | Jul 28, 2017 |
| Instrument | 2017-00355196 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Address | ORANGE, CA 92868 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Type Change Date | Aug 1, 2018 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Max Rate | 5% |
Source: Angelina County assessment roll, as of October 16, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Angelina County |
| Municipality | Lufkin City |
| Unified School District | Lufkin Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $122,970 (+2.1%) Land $16,230 Building $106,740 | $122,970 (+2.1%) Land $16,230 Building $106,740 | |
| 2025 | $425.00 (+4.68%) Homeowner's exemption Senior Citizen's exemption Widower's exemption | $120,440 (+3.65%) Land $13,700 Building $106,740 | $120,440 (+3.65%) Land $13,700 Building $106,740 |
| 2024 | $406.00 (-31.53%) | ||
| 2023 | $116,200 Land $13,700 Building $102,500 | $116,200 Land $13,700 Building $102,500 | |
| 2022 | $593.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1999) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 1999 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LUFKIN serves 51,236 people · EPA ID TX0030004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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