109 Raphael Ct, Williamstown, NJ 08094 Property Records

Gloucester County and Monroe Township property record for 109 Raphael Ct, Williamstown, NJ 08094

Property Summary

Property Type	Condominium
Details	1,152 sqft · built 2008
Lot Size	0.016 acres (688 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (Oct 2021)
Tax Bill	$4,772 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-00110-0407-00087-0000-C109`

Property Details

APN / Parcel Number

Primary APN	`11-00110-0407-00087-0000-C109`
Alternative APN	`1100110040700087 C109`

Interior

Building Area	1,152 sqft Living Area

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Condo/Apartment
Lot Area	688 sqft (0.016 acres)

Location & Zoning

Old Parcel Number	1100110040700087 C109
Street Address	109 RAPHAEL CT
City	WILLIAMSTOWN
State	NJ
Zip	08094-6372
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	BLOCK: 110.0407
Legal Subdivision	GARDEN VILLAS/AMBERLEIGH
Legal Block	110
Legal Lot Number	87
Jurisdiction	GLOUCESTER NJ
Township / Civil Division	MONROE
Census Block Group	4
Census Block	4002
Census Tract	501606

Owner

109 Raphael Ct, a condominium, is owned and occupied by an individual who bought it in October 2021.

Source: Gloucester County and Monroe Township records, as of July 6, 2026

Owner of Record	Individual Name on File
Mailing Address	109 RAPHAEL CT, WILLIAMSTOWN, NJ 08094-6372
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2021 · Amount on File
Deed Sale	Oct 1, 2021 · Amount on File
Deed Document Number	202153555
Deed Book / Page	6555 / 277
Record Updated	Oct 29, 2026

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	GLOUCESTER NJ
Recording Date	Oct 1, 2021
Property Address	109 RAPHAEL CT, WILLIAMSTOWN, NJ 08094-6372
Document Number	0000053555
Book / Page	6555 / 277
Instrument Date	Aug 20, 2021
Instrument	53555
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	FOUNDATION TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$560.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7952 ANCHOR DR, 7952, LONGMONT, CO 80504-7769

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 RAPHAEL CT, WILLIAMSTOWN, NJ 08094-6372

Mortgage

Document Number	0000053556
Date	Oct 1, 2021
Book Page	17211/112
Instrument	53556

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 109 Raphael Ct was $4,772, up 2.9% from the year before.

Source: Gloucester County and Monroe Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Gloucester County
County Subdivision	Monroe Township
Unified School District	Monroe Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$126,600 (-) Land $45,000 Building $81,600	$126,600 (-) Land $45,000 Building $81,600
2025	$4,772.00 (+2.93%)	$126,600 Land $45,000 Building $81,600	$126,600 Land $45,000 Building $81,600
2024	$4,636.00
2023		$126,600 Land $45,000 Building $81,600	$126,600 Land $45,000 Building $81,600
2022	$4,580.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 Raphael Ct in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2000.

Source: FEMA National Flood Hazard Layer, effective August 16, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2000–2010)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jan 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Raphael Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE MUNICIPAL UTILITIES AUTHORITY serves 26,179 people · EPA ID NJ0811002
Water Source	Purchased surface water from GLASSBORO WATER DEPARTMENT
Last State Inspection	Nov 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880