Richland County property record for 109 Racket Rd, Chapin, SC 29036
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,371 sqft · built 2000 |
| Lot Size | 0.444 acres (19,382 sqft) |
| Owner | Individual Name on File |
| Last Sale | $295,000 (Oct 2018) |
| Tax Bill | $2,831 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01402-02-17 |
| Primary APN | 01402-02-17 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,371 sqft Heated Area |
| Gross Area | 3,291 sqft |
| 1st Floor Area | 1,943 sqft |
| Utility Area | 36 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 19,382 sqft (0.444 acres) |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 424 sqft |
| Patio Area | 346 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Private |
| Account Number | 01104012 |
|---|---|
| Street Address | 109 RACKET RD |
| City | CHAPIN |
| State | SC |
| Zip | 29036-8868 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 BLK C 114.9X159.7X105.8X175.6 #SU FORTY LOVE POINT #PR 50-9274 RB465-2651 |
| Legal Subdivision | FORTY LOVE POINT |
| Legal Block | C |
| Legal Lot Number | 2 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | DUTCH FORK |
| Census Block Group | 2 |
| Census Block | 2066 |
| Census Tract | 10311 |
Source: Richland County records · APN 01402-02-17
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 109 RACKET RD, CHAPIN, SC 29036-8868 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 21, 2025 | Deed of Trust, Mortgage · Line of Credit ALLSOUTH FEDERAL CREDIT UNION |
| Aug 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ALLSOUTH FCU |
| Oct 31, 2018 | Warranty Deed, Transfer · Conventional Mortgage ALLSOUTH FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 31, 2018 · Amount on Record |
| Deed Sale | Oct 31, 2018 · Amount on Record |
| Prior Sale | Apr 04, 2005 · Amount on Record |
| Deed Document Number | 201879247 |
| Deed Book / Page | 2347 / 65 |
| Prior Transfer Date | Nov 16, 1998 |
| Prior Transfer Doc | 0000079713 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 109 RACKET RD, CHAPIN, SC 29036-8868 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0030761878 |
|---|---|
| Date | Nov 21, 2025 |
| Book Page | 3076/1878 |
| Instrument | 2025055928 |
| Name | ALLSOUTH FEDERAL CREDIT UNION |
|---|---|
| Type | Credit Union |
| Address | COLUMBIA, SC 29201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 302 Months |
| Due | Jan 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 109 RACKET RD, CHAPIN, SC 29036-8868 |
| Document Number | 2521/2754 |
| Instrument Date | Aug 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 109 RACKET RD CHAPIN SC 290368868, CHAPIN, SC 29036-8868 |
| Document Number | 2521/2754 |
|---|---|
| Date | Aug 25, 2020 |
| Book Page | 002521/002754 |
| Instrument | 43177 |
| Name | ALLSOUTH FCU |
|---|---|
| Type | Credit Union |
| Address | COLUMBIA, SC 29201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 24, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Oct 31, 2018 |
| Property Address | 109 RACKET RD, CHAPIN, SC 29036-8868 |
| Document Number | 2347/0065 |
| Book / Page | 002347 / 000065 |
| Instrument Date | Oct 31, 2018 |
| Instrument | 79247 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2018 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,091.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 109 RACKET RD CHAPIN SC 290368868, CHAPIN, SC 29036-8868 |
| Document Number | 2347/0069 |
|---|---|
| Date | Oct 31, 2018 |
| Book Page | 002347/000069 |
| Instrument | 79248 |
| Name | ALLSOUTH FCU |
|---|---|
| Type | Credit Union |
| Address | COLUMBIA, SC 29201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 30, 2048 |
Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Unified School District | Lexington School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,831.00 (+19.2%) | $339,300 (-) | $547,300 (-) Land $63,900 Building $483,400 |
| 2024 | $339,300 (+2,775.42%) | $547,300 (+85.53%) Land $63,900 Building $483,400 | |
| 2023 | $2,375.00 (+0.85%) | $11,800 (-) | $295,000 (-) |
| 2022 | $2,355.00 | ||
| 2021 | $11,800 | $295,000 Land $55,100 Building $239,900 |
Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450790103112, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Wildfire Risk | Low lower than 67% of the US · lower than 94% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 129 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: CarolinaConnect Cooperative.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | CITY OF COLUMBIA serves 354,068 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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