109 Pyle St, Oradell, NJ 07649 Property Records

Bergen County and Oradell Borough property record for 109 Pyle St, Oradell, NJ 07649 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2,339 sqft · built 1900
Lot Size	0.129 acres (5,624 sqft)
Owner	2 Individual Names on File
Last Sale	$526,000 (Mar 2019)
Tax Bill	$16,728 (2025)
Deeds & Mortgages	Jan 2020 Refinance May 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`44-00208-0000-00012`

Property Details

APN / Parcel Number

Primary APN	`44-00208-0000-00012`
Alternative APNs	`440020800012` `117600`

Interior

Stories	2 Stories
Building Area	2,339 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Ranch
Construction Type	Frame
Lot Area	5,624 sqft (0.129 acres)
Lot Dimensions	125 ft deep x 45 ft wide

Location & Zoning

Account Number	117600
Street Address	109 PYLE ST
City	ORADELL
State	NJ
Zip	07649-2513
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	45X125
Legal Subdivision	NEW MILFORD HEIGHTS LAND IMPRO
Legal Block	208
Legal Lot Number	12
Jurisdiction	BERGEN NJ
Township / Civil Division	ORADELL
Census Block Group	2
Census Block	2009
Census Tract	40002

Owner

Source: Bergen County and Oradell Borough records · APN 44-00208-0000-00012

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	109 PYLE ST, ORADELL, NJ 07649-2513
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE
May 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 06, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Jan 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage SPRING EQ LLC
Mar 29, 2019	Deed with Mortgage, Transfer · Conventional Mortgage QUICKEN LNS
Nov 17, 2017	Grant Deed, Transfer OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 29, 2019 · Amount on Record
Deed Sale	Mar 29, 2019 · Amount on Record
Prior Sale	Nov 17, 2017 · Amount on Record
Deed Document Number	201919773
Deed Book / Page	3209 / 154
Record Updated	Sep 20, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	109 PYLE ST, ORADELL, NJ 07649-2513
Transaction Type	Mortgage
Record Updated	Aug 17, 2022
Title Company	AMERICAN LAND TITLE AFFILIAT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0034751892
Date	Jan 27, 2020
Book Page	3475/1892
Instrument	2020008079

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2050

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	109 PYLE ST, ORADELL, NJ 07649-2513
Transaction Type	Mortgage
Record Updated	Aug 17, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041610672
Date	May 21, 2021
Book Page	4161/672
Instrument	2021081530

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2051

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	109 PYLE ST, ORADELL, NJ 07649-2513
Transaction Type	Mortgage
Record Updated	Aug 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 PYLE ST, ORADELL, NJ 07649-2513

Mortgage

Document Number	0046741997
Date	May 06, 2022
Book Page	4674/1997
Instrument	2022048860

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	298 Months
Due	Mar 09, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	109 PYLE ST, ORADELL, NJ 07649-2513
Document Number	0034960148
Instrument Date	Jan 21, 2020
Transaction Type	Mortgage
Record Updated	Apr 08, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 PYLE ST ORADELL NJ 076492513, ORADELL, NJ 07649-2513

Mortgage

Document Number	0034960148
Date	Feb 07, 2020
Book Page	003496/000148
Instrument	20014897

Lender

Name	SPRING EQ LLC
Address	PHILADELPHIA, PA 19104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 06, 2040

March 2019: Deed with Mortgage, Transfer

Document Type	Deed with Mortgage
Jurisdiction	BERGEN NJ
Recording Date	Mar 29, 2019
Property Address	109 PYLE ST, ORADELL, NJ 07649-2513
Document Number	0032090154
Book / Page	003209 / 000154
Instrument Date	Mar 20, 2019
Instrument	19773
Transaction Type	Transfer
Record Updated	Apr 11, 2019
Title Company	AMERICAN LAND TITLE ASSOCIATION, AMERICAN LAND TITLE ASSN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$526.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	109 PYLE ST ORADELL NJ 076492513, ORADELL, NJ 07649-2513

Mortgage

Document Number	32090160
Date	Mar 29, 2019
Book Page	003209/000160
Instrument	19773

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 28, 2049

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERGEN NJ
Recording Date	Nov 17, 2017
Property Address	109 PYLE ST, ORADELL, NJ 07649-2513
Document Number	0027872226
Book / Page	002787 / 002226
Instrument Date	Oct 12, 2017
Transaction Type	Transfer
Record Updated	Nov 29, 2017
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Tax	$405.00
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	109 PYLE ST ORADELL NJ 076492513, ORADELL, NJ 07649-2513

Tax Assessment & Valuation

Source: Bergen County and Oradell Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Oradell Borough
Elementary School District	Oradell Borough School District (KG - 06)
Secondary School District	River Dell Regional School District (07 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$758,400 (+4.05%) Land $393,800 Building $364,600	$758,400 (+4.05%) Land $393,800 Building $364,600
2025	$16,728.00 (+6.39%)	$728,900 (+26.77%) Land $375,000 Building $353,900	$728,900 (+26.77%) Land $375,000 Building $353,900
2024	$15,724.00 (+7.13%)
2023		$575,000 Land $262,200 Building $312,800	$575,000 Land $262,200 Building $312,800
2022	$14,677.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030400022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1979–2011)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2011, rainfall accumulation, Hurricane Irene

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 463 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Optimum Communications	Fiber	8,000 / 8,000
Verizon	Fiber	980 / 880
Optimum Communications	Cable	940 / 35
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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