109 Putnam Ave, Strathmere, NJ 08248 Property Records

Cape May County and Upper Township property record for 109 Putnam Ave, Strathmere, NJ 08248

Property Summary

Property TypeSingle Family Home
Details2,080 sqft · built 1941
Lot Size0.142 acres (6,181 sqft)
Owner2 Individual Names on File
Tax Bill$10,278 (2024)
Deeds & MortgagesMay 2017 Line of Credit
Flood ZoneZone AE (high risk)
APN11-00827-0000-00005

Property Details

APN / Parcel Number

Primary APN11-00827-0000-00005
Alternative APN
  • 110082700005

Interior

Stories1 Story
Building Area2,080 sqft Living Area

Exterior

Year BuiltBuilt 1941
Effective Year BuiltEffective 1941
Construction TypeFrame
Lot Area6,181 sqft (0.142 acres)
Lot Dimensions103 ft deep x 60 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Street Address109 PUTNAM AVE
CitySTRATHMERE
StateNJ
Zip08248-2104
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal SubdivisionSTRATHMERE CORP
Legal Block827
Legal Lot Number5
JurisdictionCAPE MAY NJ
Township / Civil DivisionUPPER
Census Block Group4
Census Block4020
Census Tract20302

Owner

109 Putnam Ave is owned and occupied by two individuals who acquired it in March 2005.

Source: Cape May County and Upper Township records, as of June 29, 2026

Owner of Record2 Individual Names on File
Mailing Address109 PUTNAM AVE, STRATHMERE, NJ 08248-2104
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateMar 2, 2005
Transfer Doc0031410390
Record UpdatedSep 20, 2026

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAPE MAY NJ
Property Address109 PUTNAM AVE, STRATHMERE, NJ 08248-2104
Document Number0058920005
Instrument DateMay 30, 2017
Transaction TypeMortgage
Record UpdatedAug 27, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 PUTNAM AVE STRATHMERE NJ 08248, STRATHMERE, NJ 08248

Mortgage

Document Number0058920005
DateAug 15, 2017
Book Page005892/000005
Instrument24894
Lender
NameFULTON BK/NJ
TypeBank
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Cape May County and Upper Township assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyCape May County
County SubdivisionUpper Township
Unified School DistrictUpper Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$462,800 (-) Land $355,000 Building $107,800$462,800 (-) Land $355,000 Building $107,800
2025$462,800 Land $355,000 Building $107,800$462,800 Land $355,000 Building $107,800
2024$10,278.00
2023$462,800 Land $355,000 Building $107,800$462,800 Land $355,000 Building $107,800
2022$9,431.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 Putnam Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 245 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies259 units insured
incl. 14 condo units
Nearby Flood Claims382 (1978–2024)
Most Recent ClaimJun 2024 · tidal / storm surge
Claims by Event
  • Hurricane Sandy, Nov 2012 · 168 claims
  • Severe Winter Coastal Storm, High Winds, Flooding, Feb 1998 · 24 claims
  • Coastal Storms & Flooding, Mar 1984 · 35 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Putnam Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 92% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - STRATHMERE
private · serves 1,085 people · EPA ID NJ0511001
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

Nearby Properties on Putnam Ave

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