Madison County property record for 109 Providence Dr, Madison, MS 39110
| Property Type | Single Family Home |
|---|---|
| Details | 5 ba · 1,905 sqft · built 2005 |
| Lot Size | 0.269 acres (11,731 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $238,500 (May 2019) |
| Tax Bill | $975 (2025) |
| Deeds & Mortgages | May 2019 Mortgage Feb 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 081F-24-008 |
| Primary APN | 081F-24-008 |
|---|---|
| Alternative APNs |
|
| Full Baths | 5 Baths |
|---|---|
| Building Area | 1,905 sqft Adjusted Area |
| Gross Area | 1,606 sqft |
| 1st Floor Area | 1,606 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 11,731 sqft (0.269 acres) |
| Patio Area | 80 sqft |
| Cooling System | Central |
|---|
| Account Number | 44048 |
|---|---|
| Street Address | 109 PROVIDENCE DR |
| City | MADISON |
| State | MS |
| Zip | 39110-5516 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT 49 PROVIDENCE PART 1A D@177 |
| Legal Range | 01E |
| Legal Township | 08N |
| Legal Section | 24 |
| Legal Subdivision | PROVIDENCE PT 1A |
| Legal Lot Number | 49 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 30402 |
109 Providence Dr is owned and occupied by two individuals who bought it in May 2019.
Source: Madison County records, as of December 2, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 109 PROVIDENCE DR, MADISON, MS 39110-5516 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 17, 2019 | Warranty Deed, Transfer UNITED WHOLESALE MTG |
| Feb 7, 2019 | Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH |
| Jun 16, 2017 | Deed of Trust, Mortgage · Line of Credit TRUSTMARK NAT'L BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 17, 2019 · Amount on File |
| Deed Sale | May 17, 2019 · Amount on File |
| Prior Sale | Nov 3, 2017 |
| Deed Document Number | 2019864158 |
| Deed Book / Page | 3721 / 306 |
| Prior Transfer Date | May 16, 2005 |
| Prior Transfer Doc | 0019200277 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | May 17, 2019 |
| Property Address | 109 PROVIDENCE DR, MADISON, MS 39110-5516 |
| Document Number | 0000864158 |
| Book / Page | 003721 / 000306 |
| Instrument Date | May 9, 2019 |
| Instrument | 864158 |
| Transaction Type | Transfer |
| Record Updated | Jun 3, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 109 PROVIDENCE DR MADISON MS 391105516, MADISON, MS 39110-5516 |
| Document Number | 864159 |
|---|---|
| Date | May 17, 2019 |
| Book Page | 003721/000310 |
| Instrument | 864159 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | May 16, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 109 PROVIDENCE DR, MADISON, MS 39110-5516 |
| Document Number | 0000858695 |
| Instrument Date | Feb 7, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2019 |
| Name | Verified Name |
|---|---|
| Address | 109 PROVIDENCE DR MADISON MS 391105516, MADISON, MS 39110-5516 |
| Document Number | 0000858695 |
|---|---|
| Date | Feb 19, 2019 |
| Book Page | 003692/000315 |
| Instrument | 858695 |
| Name | BANCORPSOUTH |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803-4360 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Feb 18, 2024 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 109 PROVIDENCE DR, MADISON, MS 39110-5516 |
| Document Number | 0000817204 |
| Book / Page | 003503 / 000634 |
| Instrument Date | Jun 16, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2017 |
| Name | Verified Name |
|---|---|
| Address | 109 PROVIDENCE DR MADISON MS 391105516, MADISON, MS 39110-5516 |
| Document Number | 0000817204 |
|---|---|
| Date | Jul 25, 2017 |
| Book Page | 003503/000634 |
| Instrument | 817204 |
| Name | TRUSTMARK NAT'L BK |
|---|---|
| Type | Bank |
| Address | JACKSON, MS 39205-0291 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jul 24, 2027 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 109 Providence Dr was $975 with a homeowner's exemption.
Source: Madison County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $975.00 Homeowner's exemption | $17,621 | $176,210 Land $45,000 Building $131,210 |
| 2024 | $975.00 | ||
| 2023 | $975.00 Homeowner's exemption | $17,621 | $176,210 Land $45,000 Building $131,210 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 109 Providence Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 Providence Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEAR CREEK W/A-WEST public/private · serves 26,677 people · EPA ID MS0450021 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| NETSPEEDMS Fixed Wireless | 335 / 192 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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