Santa Cruz County property record for 109 Prospect St, Watsonville, CA 95076
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,529 sqft · built 1933 |
| Lot Size | 0.111 acres (4,835 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $64,000 (Aug 1994) |
| Tax Bill | $3,631 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 019-044-10 |
| Primary APN | 019-044-10 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,529 sqft Living Area |
| Gross Area | 2,033 sqft |
| Year Built | Built 1933 |
|---|---|
| Effective Year Built | Effective 1933 |
| Architectural Style | Duplex Single |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 4,835 sqft (0.111 acres) |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Street Address | 109 PROSPECT ST |
|---|---|
| City | WATSONVILLE |
| State | CA |
| Zip | 95076-3219 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | WATSONVILLE HEIGHTS 02 |
| Legal Lot Number | 251 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | WATSONVILLE |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 110202 |
109 Prospect St is owner-occupied and held in a trust since July 2025.
Source: Santa Cruz County records, as of August 19, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 109 PROSPECT ST, WATSONVILLE, CA 95076-3219 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 31, 1994 · Amount on File |
| Deed Sale | Aug 31, 1994 · Amount on File |
| Deed Document Number | 199460758 |
| Deed Book / Page | 5562 / 373 |
| Last Transfer Date | Jul 8, 2025 |
| Transfer Doc | 0000015390 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 109 Prospect St was $3,631.
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Municipality | Watsonville City |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $268,460 (+2%) Land $128,676 Building $139,784 | |
| 2025 | $3,631.00 | $263,196 Land $126,153 Building $137,043 |
| 2023 | $3,180.00 (+1.89%) | $252,977 Land $121,255 Building $131,722 |
| 2022 | $3,121.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 109 Prospect St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 109 Prospect St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Cruzio Fixed Wireless | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GeoLinks.
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