109 Prospect St, Lawrence, MA 01841 Property Records

Essex County and Lawrence City property record for 109 Prospect St, Lawrence, MA 01841

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 2,080 sqft · built 1945
Lot Size0.114 acres (4,956 sqft)
Owner2 Individual Names on File
Last Sale$160,000 (Jul 2015)
Tax Bill$4,125 (2026)
Flood ZoneZone X (minimal risk)
APN69 0000 0010 A

Property Details

APN / Parcel Number

Primary APN69 0000 0010 A
Alternative APN
  • LAWR M:0069 B:0000 L:0010

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,080 sqft Living Area
Gross Area3,440 sqft
Basement Area1,040 sqft
Unfinished Basement1,040 sqft

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1945
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area4,956 sqft (0.114 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number69 0000 0010 A
Street Address109 PROSPECT ST
CityLAWRENCE
StateMA
Zip01841-2820
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Lot Number10
JurisdictionLAWRENCE MA
Township / Civil DivisionLAWRENCE
Census Block Group1
Census Block1010
Census Tract250700

Owner

Source: Essex County and Lawrence City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address109 PROSPECT ST, LAWRENCE, MA 01841-2820
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 10, 2015 · Amount on File
Deed SaleJul 10, 2015 · Amount on File
Prior SaleDec 2, 1998 · Amount on File
Deed Document Number201517005
Deed Book / Page14297 / 54
Transfer Doc14297-54
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Essex County and Lawrence City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
MunicipalityLawrence City
Unified School DistrictLawrence School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,125.00 (-1.81%)$477,400 (-) Land $111,600 Building $365,800$558,543 (-2.11%)
2025$4,201.00 (+7.58%)$477,400 (+13.07%) Land $111,600 Building $365,800$570,570
2024$3,905.00 (-8.61%)$422,200 (+0.38%) Land $117,200 Building $305,000
2023$4,273.00$420,600 Land $113,100 Building $307,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAWRENCE WATER WORKS
serves 89,143 people · EPA ID MA3149000
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2016
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile.

Nearby Properties on Prospect St

Nearby Streets

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