Essex County and Chesterfield Town property record for 109 Prospect Rd, Keeseville, NY 12944
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,595 sqft · built 1971 |
| Lot Size | 1.3 acres (56,628 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $145,000 (Feb 2017) |
| Tax Bill | $4,693 (2026) |
| Deeds & Mortgages | Feb 2017 Mortgage Feb 2017 Sale |
| APN | 575J108504 |
| Primary APN | 575J108504 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,595 sqft Living Area |
| 1st Floor Area | 1,595 sqft |
| Basement Area | 350 sqft |
| Finished Basement | 350 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 56,628 sqft (1.3 acres) |
| Garage Type | Basement |
| Porch | Slab |
| Porch Area | 913 sqft |
| Canopy | 354 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 575J108504 |
|---|---|
| Street Address | 109 PROSPECT RD |
| City | KEESEVILLE |
| State | NY |
| Zip | 12944-2646 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Block | 2 |
| Legal Lot Number | 15.100 |
| Jurisdiction | ESSEX NY |
| Township / Civil Division | CHESTERFIELD |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 960100 |
Source: Essex County and Chesterfield Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 109 PROSPECT RD, KEESEVILLE, NY 12944-2646 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 17, 2017 | Deed of Trust, Mortgage · FHA Mortgage FIRST PRIORITY MORTGAGE |
| Feb 17, 2017 | Deed, Transfer NOT AVAILABLE, JOSEPH T CARDANY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 17, 2017 · Amount on Record |
| Deed Sale | Feb 17, 2017 · Amount on Record |
| Deed Book / Page | 1865 / 77 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NY |
| Property Address | 109 PROSPECT RD, KEESEVILLE, NY 12944-2646 |
| Transaction Type | Mortgage |
| Record Updated | Jul 4, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 2017-768 |
|---|---|
| Date | Feb 17, 2017 |
| Book Page | 0000002436/0000000209 |
| Instrument | 2017-768 |
| Name | FIRST PRIORITY MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 1, 2047 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ESSEX NY |
| Recording Date | Feb 17, 2017 |
| Property Address | 109 PROSPECT RD, KEESEVILLE, NY 12944-2646 |
| Document Number | 0000001865/0000000077 |
| Book / Page | 0000001865 / 0000000077 |
| Instrument Date | Feb 14, 2017 |
| Transaction Type | Transfer |
| Record Updated | Apr 15, 2022 |
| Title Company | NOT AVAILABLE, JOSEPH T CARDANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 PROSPECT RD, KEESEVILLE, NY 12944-2646 |
Source: Essex County and Chesterfield Town assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Essex County |
| County Subdivision | Chesterfield Town |
| Unified School District | AuSable Valley Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,693.00 (-1.45%) | ||
| 2025 | $4,762.00 (+57.11%) | $236,900 (+16.53%) Land $32,300 Building $204,600 | $236,900 (+16.53%) Land $32,300 Building $204,600 |
| 2023 | $203,300 (-) Land $26,300 Building $177,000 | $203,300 (-) Land $26,300 Building $177,000 | |
| 2022 | $3,031.00 (-25.33%) | $203,300 Land $26,300 Building $177,000 | $203,300 Land $26,300 Building $177,000 |
| 2020 | $4,059.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 8 (1992–2011) |
| Claims Outside the SFHA | 3 of 8 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
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