109 Prospect Ave, Wilmington, DE 19803 Property Records

New Castle County property record for 109 Prospect Ave, Wilmington, DE 19803

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,015 sqft · built 1943
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Apr 2019)
Tax Bill	$3,133 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Apr 2019 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`06-064.00-127`

Property Details

APN / Parcel Number

Primary APN	`06-064.00-127`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,015 sqft Living Area
1st Floor Area	1,259 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1943
Architectural Style	Colonial
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	141 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	306 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	109 PROSPECT AVE
City	WILMINGTON
State	DE
Zip	19803-1822
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NC6.5
Legal Description	L11 12 PT L13 THRU 17
Legal Subdivision	CONCORD MANOR
Legal Lot Number	P11-1
Jurisdiction	NEW CASTLE DE
Township / Civil Division	BRANDYWINE
Census Block Group	2
Census Block	2005
Census Tract	11500

Owner

Source: New Castle County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	109 PROSPECT AVE, WILMINGTON, DE 19803-1822
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2019	Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP
Apr 22, 2019	Trustee's Deed, Construction Loan · Construction Mortgage SHALLCROSS MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2019 · Amount on Record
Deed Sale	Apr 22, 2019 · Amount on Record
Prior Sale	Aug 3, 2018 · Amount on Record
Deed Document Number	201928868
Prior Transfer Date	Dec 21, 2005
Prior Transfer Doc	0000009224
Record Updated	Jun 8, 2026

November 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	NEW CASTLE DE
Recording Date	Nov 26, 2019
Property Address	109 PROSPECT AVE, WILMINGTON, DE 19803-1822
Document Number	0000095906
Map Reference	MF 84
Instrument Date	Nov 21, 2019
Instrument	20191126-0095906
Transaction Type	Transfer
Record Updated	Jul 27, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	109 PROSPECT AVE, WILMINGTON, DE 19803-1822

Mortgage

Document Number	0000095910
Date	Nov 26, 2019
Instrument	20191126-0095910

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

April 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	NEW CASTLE DE
Recording Date	Apr 22, 2019
Property Address	109 PROSPECT AVE, WILMINGTON, DE 19803-1822
Instrument Date	Apr 19, 2019
Instrument	28872
Transaction Type	Construction Loan
Record Updated	May 3, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	109 PROSPECT AVE WILMINGTON DE 198031822, WILMINGTON, DE 19803-1822

Mortgage

Document Number	0000028872
Date	Apr 22, 2019
Instrument	28872

Lender

Name	SHALLCROSS MTG
Type	Mortgage Company
Address	WILMINGTON, DE 19808

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 21, 2020

Tax Assessment & Valuation

Source: New Castle County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	New Castle County
Unified School District	Brandywine School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,133.00 (+22.53%)	$412,200 (+482.2%) Land $76,700 Building $335,500
2024			$386,010
2023	$2,557.00 (-1.12%)	$70,800 (-) Land $12,500 Building $58,300
2022	$2,586.00	$70,800 Land $12,500 Building $58,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 47% of Delaware
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILMINGTON WATER DEPARTMENT serves 107,976 people · EPA ID DE0000663
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: T-Mobile.

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