109 Prato Pl, Georgetown, TX 78628 Property Records

Williamson County property record for 109 Prato Pl, Georgetown, TX 78628 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,100 sqft · built 2019
Owner	Individual Name on File
Tax Bill	$5,810 (2025)
Deeds & Mortgages	Mar 2024 Reverse Mortgage Mar 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R-15-4215-18BV-V031`

Property Details

APN / Parcel Number

Primary APN	`R-15-4215-18BV-V031`
Alternative APNs	`R561534` `382227`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,100 sqft Living Area
1st Floor Area	2,100 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2020
Exterior Material	Wood Siding
Foundation Type	Slab (Mat/Raft)
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R561534
Street Address	109 PRATO PL
City	GEORGETOWN
State	TX
Zip	78628-2169
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S11533 - RANCHO SIENNA SEC 18B, BLOCK VV, LOT 31
Legal Subdivision	RANCHO SIENNA SEC 18B
Legal Block	VV
Legal Lot Number	31
Jurisdiction	WILLIAMSON TX
Township / Civil Division	ROUND ROCK-GEORGETOWN
Census Block Group	3
Census Block	3002
Census Tract	20124

Owner

Source: Williamson County records · APN R-15-4215-18BV-V031

Assessment roll updated August 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	109 PRATO PL, GEORGETOWN, TX 78628-2169
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2024	Deed of Trust, Mortgage · Reverse Mortgage AUSTIN TELCO FCU
Mar 02, 2022	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Nov 12, 2019	Vendor's Lien, Subdivision Related Transfer · VA Mortgage EAGLE HOME MORTGAGE LLC
Nov 12, 2019	Quit Claim Deed, Transfer CALATLANTIC TITLE INC
Sep 20, 2018	Grant Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 12, 2019
Deed Sale	Nov 12, 2019
Prior Sale	Nov 12, 2019
Deed Document Number	2019108431
Record Updated	Jun 08, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TX
Property Address	109 PRATO PL, GEORGETOWN, TX 78628-2169
Transaction Type	Mortgage
Record Updated	Apr 01, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 PRATO PL, GEORGETOWN, TX 78628-2169

Mortgage

Document Number	0000019358
Date	Mar 13, 2024
Instrument	2024019358

Lender

Name	AUSTIN TELCO FCU
Type	Credit Union
Address	11149 RESEARCH BLVD STE 300, AUSTIN, TX 78759

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 04, 2034

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TX
Property Address	109 PRATO PL, GEORGETOWN, TX 78628-2169
Transaction Type	Mortgage
Record Updated	Mar 14, 2022
Title Company	ALAMO TITLE 17, ALAMO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027058
Date	Mar 02, 2022
Instrument	2022027058

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	345 Months
Due	Dec 01, 2050

November 2019: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	WILLIAMSON TX
Recording Date	Nov 12, 2019
Property Address	109 PRATO PL, GEORGETOWN, TX 78628-2169
Document Number	0000108431
Map Reference	DOC 2017085446
Instrument Date	Nov 04, 2019
Instrument	2019108431
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 06, 2021
Title Company	CALATLANTIC TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 PRATO PL, GEORGETOWN, TX 78628-2169

Mortgage

Document Number	0000108432
Date	Nov 12, 2019
Instrument	2019108432

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2049

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WILLIAMSON TX
Recording Date	Nov 12, 2019
Property Address	109 PRATO PL, GEORGETOWN, TX 78628-2169
Document Number	0000108430
Instrument Date	Nov 04, 2019
Instrument	108430
Transaction Type	Transfer
Record Updated	Nov 27, 2019
Title Company	CALATLANTIC TITLE INC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	13620 N FM 620 B #150 AUSTIN TX 78717, 150, AUSTIN, TX 78717

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WILLIAMSON TX
Recording Date	Sep 20, 2018
Property Address	109 PRATO PL, GEORGETOWN, TX 78628-2169
Document Number	0000084569
Instrument Date	Sep 18, 2018
Instrument	84569
Transaction Type	Transfer
Record Updated	Oct 08, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	12401 RESEARCH BOULEVARD 1 #300 AUSTIN TX 78759, 300, AUSTIN, TX 78759

Tax Assessment & Valuation

Source: Williamson County records · Assessment roll updated August 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Texas
County	Williamson County
Unified School District	Liberty Hill Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,810.00 (+6.53%) Homeowner's exemption Senior Citizen's exemption	$460,832 (+1.18%) Land $103,000 Building $357,832	$460,832 (+1.18%) Land $103,000 Building $357,832
2023	$5,454.00 (-19.08%) Homeowner's exemption Senior Citizen's exemption	$455,466 Land $130,000 Building $325,466	$455,466 Land $130,000 Building $325,466
2022	$6,740.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Williamson County (48491C), updated October 5, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 484910201243, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 11 individual NFIP policies nearby
Nearby Flood Policies	11 in force

Wildfire

Wildfire Risk	Moderate above 60% of the US · above 44% of Texas
Wildfire Likelihood	About 1 in 680 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 377 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Optimum Communications	Fiber	940 / 940
Optimum Communications	Cable	940 / 35
Verizon	Fixed Wireless	300 / 20
Electronic Corporate Pages	Fixed Wireless (unlicensed)	200 / 40

May also be available at this address: Spectrum, Hotwire Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Prato Pl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures