109 Prairie St, Spring Valley, IL 61362 Property Records

Bureau County property record for 109 Prairie St, Spring Valley, IL 61362

Property Summary

Property TypeSingle Family Home
Detailsbuilt 1923
Lot Size0.218 acres (9,490 sqft)
OwnerIndividual Name on File
Last Sale$40,000 (Jul 2015)
Tax Bill$2,242 (2025)
Deeds & MortgagesDec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN18-33-477-014

Property Details

APN / Parcel Number

Primary APN18-33-477-014
Alternative APN
  • 1229A

Exterior

Year BuiltBuilt 1923
Effective Year BuiltEffective 1923
Lot Area9,490 sqft (0.218 acres)
Lot Dimensions130 ft deep x 73 ft wide

Location & Zoning

Account Number1833477014
Street Address109 PRAIRIE ST
CitySPRING VALLEY
StateIL
Zip61362-1623
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSPRING VALLEY-DALZELLS 4TH ADDITION L7 & W1/2 L6 BLK 142 DOC 15-2727 73X130
Legal Range11
Legal Township16
Legal Section33
Legal SubdivisionDALZELLS FOURTH ADD
Legal Block142
JurisdictionBUREAU IL
Township / Civil DivisionHALL
Census Block Group3
Census Block3002
Census Tract965200

Owner

109 Prairie St is owned and occupied by an individual who bought it in July 2015.

Source: Bureau County records, as of May 8, 2026

Owner of RecordIndividual Name on File
Mailing Address109 PRAIRIE ST, SPRING VALLEY, IL 61362-1623
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 7, 2015 · Amount on File
Deed SaleJul 7, 2015 · Amount on File
Deed Document Number20152727
Record UpdatedJun 8, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUREAU IL
Property Address109 PRAIRIE ST, SPRING VALLEY, IL 61362-1623
Transaction TypeMortgage
Record UpdatedSep 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020R05727
DateDec 15, 2020
Instrument2020R05727
Lender
NamePERU FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term192 Months
DueJan 1, 2036
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 109 Prairie St was $2,242 with a homeowner's exemption.

Source: Bureau County assessment roll, as of May 8, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyBureau County
County SubdivisionHall Township
MunicipalitySpring Valley City
Secondary School DistrictHall High School District 502 (09 - 12)
Elementary School DistrictSpring Valley Community Consolidated School District 99 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,242.00$28,300 Land $1,568 Building $26,732$84,900 Land $4,704 Building $80,196
2023$24,445 (+8.41%) Land $1,354 Building $23,091$73,335 (+8.41%) Land $4,062 Building $69,273
2022$1,920.00$22,549 Land $1,249 Building $21,300$67,647 Land $3,747 Building $63,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 Prairie St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1982–1985)
Most Recent ClaimMar 1985 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Prairie St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRING VALLEY
serves 5,582 people · EPA ID IL0111000
Water SourceGroundwater
Last State InspectionJan 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conxxus
Fiber
8,000 / 8,000
Xfinity
Cable
1,200 / 35
Geneseo Communications Services
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Nextlink.

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