Cherokee County property record for 109 Powell Rd, Gaffney, SC 29340
| Property Type | Single Family Home |
|---|---|
| Details | 2,117 sqft · built 1998 |
| Lot Size | 0.99 acres (43,124 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $5,769 (Jul 2020) |
| Tax Bill | $968 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 014304-23-3 |
| Primary APN | 014304-23-3 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,117 sqft Living Area |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Siding |
| Lot Area | 43,124 sqft (0.99 acres) |
| Garage Area | 609 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Street Address | 109 POWELL RD |
|---|---|
| City | GAFFNEY |
| State | SC |
| Zip | 29340-5451 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 109 POWELL RD FM C DENISE JAMES $5 W/15' RW |
| Legal Subdivision | PLAT PREPARED FOR LARRY E JAMES |
| Legal Tract | 80 |
| Jurisdiction | CHEROKEE SC |
| Township / Civil Division | SARATT |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 970700 |
Source: Cherokee County records, as of November 20, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 109 POWELL RD, GAFFNEY, SC 29340-5451 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 30, 2020 · Amount on Record |
| Deed Sale | Jul 30, 2020 · Amount on Record |
| Prior Sale | Apr 30, 2003 |
| Deed Document Number | 20203935 |
| Deed Book / Page | 125 / 129 |
| Prior Transfer Date | Jul 29, 2020 |
| Prior Transfer Doc | 0000003935 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Property Address | 109 POWELL RD, GAFFNEY, SC 29340-5451 |
| Document Number | 0001250133 |
| Instrument Date | Jul 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 109 POWELL RD GAFFNEY SC 293405451, GAFFNEY, SC 29340-5451 |
| Document Number | 0001250133 |
|---|---|
| Date | Jul 30, 2020 |
| Book Page | 000125/000133 |
| Instrument | 3936 |
| Name | FOUNDERS FCU |
|---|---|
| Type | Credit Union |
| Address | LANCASTER, SC 29720 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 29, 2035 |
Source: Cherokee County assessment roll, as of November 20, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $968.00 (+18.63%) Homeowner's exemption | $7,370 (-) Land $400 Building $6,970 | $184,300 (-) Land $10,000 Building $174,300 |
| 2023 | $816.00 | $7,370 Land $400 Building $6,970 | $184,300 Land $10,000 Building $174,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2005) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2005 · alluvial fan flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 70% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GOUCHER WD (1120004) serves 5,426 people · EPA ID SC1120004 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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