Okaloosa County property record for 109 Poplar Pl, Niceville, FL 32578
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,641 sqft · built 1997 |
| Lot Size | 0.137 acres (5,981 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $289,900 (Nov 2019) |
| Deeds & Mortgages | Oct 2020 Mortgage Nov 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-592-1397-5 |
| Primary APN | C56-000-592-1397-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,641 sqft Heated Area |
| Gross Area | 2,479 sqft |
| 1st Floor Area | 1,641 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1997 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 5,981 sqft (0.137 acres) |
| Garage Type | Finished |
| Garage Area | 437 sqft |
| Porch | Enclosed Porch |
| Porch Area | 401 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 109 POPLAR PL |
|---|---|
| City | NICEVILLE |
| State | FL |
| Zip | 32578-1265 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CEDAR RIDGE PH 12 LOT 9 |
| Legal Range | 22 |
| Legal Township | 01S |
| Legal Section | 05 |
| Legal Subdivision | CREEK RIDGE PH 12 |
| Legal Phase | 12 |
| Legal Lot Number | 9 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | NICEVILLE-VALPARAISO |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 21101 |
Source: Okaloosa County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 109 POPLAR PL, NICEVILLE, FL 32578-1265 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 29, 2020 | Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC |
| Nov 27, 2019 | Warranty Deed, Transfer · VA Mortgage CERTAINTY HOME LOANS LLC |
| Mar 4, 2019 | Warranty Deed, Transfer · Construction Mortgage GAIL L MINGER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 27, 2019 · Amount on Record |
| Deed Sale | Nov 27, 2019 · Amount on Record |
| Prior Sale | Mar 4, 2019 · Amount on Record |
| Deed Document Number | 3320942 |
| Deed Book / Page | 3431 / 0372 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 109 POPLAR PL, NICEVILLE, FL 32578-1265 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 109 POPLAR PL, NICEVILLE, FL 32578-1265 |
| Document Number | 0035020087 |
|---|---|
| Date | Oct 29, 2020 |
| Book Page | 3502/87 |
| Instrument | 3403095 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33146 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Nov 27, 2019 |
| Property Address | 109 POPLAR PL, NICEVILLE, FL 32578-1265 |
| Document Number | 0034310372 |
| Book / Page | 3431 / 0372 |
| Map Reference | MB 16 PG 34 |
| Instrument Date | Nov 22, 2019 |
| Instrument | 3320942 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2022 |
| Title Company | PANHANDLE TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,029.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 106 SWIFT CREEK CT, 106, NICEVILLE, FL 32578-3710 |
| Name | Verified Name |
|---|---|
| Address | 109 POPLAR PL, NICEVILLE, FL 32578-1265 |
| Document Number | 0034310373 |
|---|---|
| Date | Nov 27, 2019 |
| Instrument | 3431-0373 |
| Name | CERTAINTY HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Mar 4, 2019 |
| Property Address | 109 POPLAR PL, NICEVILLE, FL 32578-1265 |
| Document Number | 0033871690 |
| Book / Page | 003387 / 001690 |
| Instrument Date | Feb 28, 2019 |
| Instrument | 3262096 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2019 |
| Title Company | PANHANDLE TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,925.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 106 SWIFT CREEK CT NICEVILLE FL 325783710, NICEVILLE, FL 32578-3710 |
| Document Number | 33871692 |
|---|---|
| Date | Mar 4, 2019 |
| Book Page | 003387/001692 |
| Instrument | 3262097 |
| Name | GAIL L MINGER |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Mar 3, 2020 |
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Niceville City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Homeowner's exemption Disabled Person's exemption Veteran's exemption | $306,204 (+5.99%) | $381,653 (-4.46%) Land $82,995 Building $298,658 |
| 2023 | Homeowner's exemption Disabled Person's exemption Veteran's exemption | $288,907 | $399,469 Land $67,134 Building $332,335 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2016 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NICEVILLE serves 22,243 people · EPA ID FL1460147 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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