109 Pond Rd, Windsor, CT 06095 Property Records

Windsor Town property record for 109 Pond Rd, Windsor, CT 06095

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,780 sqft · built 1972
Lot Size	0.91 acres (39,640 sqft)
Owner	Individual Name on Record
Last Sale	$145,500 (Apr 2017)
Tax Bill	$6,912 (2024)
Deeds & Mortgages	Sep 2026 Line of Credit May 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`6594.00`

Property Details

APN / Parcel Number

Primary APN	`6594.00`
Alternative APNs	`WIND M:00062 B:00120 L:000005` `WSOR M:00062 B:00120 L:000005`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,780 sqft Living Area
Gross Area	4,328 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Ranch
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	39,640 sqft (0.91 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	6594.00
Street Address	109 POND RD
City	WINDSOR
State	CT
Zip	06095-1455
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	120
Legal Lot Number	5
Jurisdiction	WINDSOR CT
Township / Civil Division	WINDSOR
Census Block Group	3
Census Block	3017
Census Tract	473601

Owner

Source: Windsor Town records, as of October 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	92 SNIPSIC LAKE RD, ELLINGTON, CT 06029-3519
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
May 6, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Apr 10, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 10, 2017 · Amount on Record
Deed Sale	Apr 10, 2017 · Amount on Record
Prior Sale	Feb 28, 2003 · Amount on Record
Deed Book / Page	1842 / 597
Transfer Doc	001817-482
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDSOR CT
Recording Date	Sep 23, 2026
Property Address	109 POND RD, WINDSOR, CT 06095-1455
Document Number	0000003065
Book / Page	2005 / 361
Instrument Date	Sep 14, 2026
Instrument	20263065
Transaction Type	Mortgage
Record Updated	Oct 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 POND RD, WINDSOR, CT 06095-1455

Mortgage

Document Number	0000003065,
Date	Sep 23, 2026
Book Page	2005/361
Instrument	20263065

Lender

Name	BANK OF AMERICA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDSOR CT
Property Address	109 POND RD, WINDSOR, CT 06095-1455
Transaction Type	Mortgage
Record Updated	Jul 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001934-302
Date	May 6, 2022
Book Page	1934/302
Instrument	2022-01922

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINDSOR CT
Recording Date	Apr 10, 2017
Property Address	109 POND RD, WINDSOR, CT 06095-1455
Document Number	1842-597
Book / Page	001842 / 000597
Instrument Date	Apr 3, 2017
Instrument	1297
Transaction Type	Transfer
Record Updated	Apr 25, 2017

Transaction

Amount	Amount Recorded
Tax	$145.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	92 SNIPSIC LAKE RD ELLINGTON CT 060293519, ELLINGTON, CT 06029-3519

Tax Assessment & Valuation

Source: Windsor Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Windsor Town
Unified School District	Windsor School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$242,970 (-) Land $70,000 Building $172,970	$170,079 Land $49,000 Building $121,079
2024	$6,912.00 (-6.18%)	$242,970 (+47.14%) Land $70,000 Building $172,970
2023	$7,367.00 (+34.09%)	$165,130 (-) Land $55,650 Building $109,480
2022	$5,494.00	$165,130 Land $55,650 Building $109,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.2% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	METROPOLITAN DISTRICT COMMISSION serves 390,887 people · EPA ID CT0640011
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Frontier.

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