109 Pointe Cove Dr, Cherryville, NC 28021 Property Records

Cleveland County property record for 109 Pointe Cove Dr, Cherryville, NC 28021

Property Summary

Property Type	Single Family Home
Details	3,274 sqft · built 2003
Lot Size	1.39 acres (60,761 sqft)
Owner	Individual Name on Record
Tax Bill	$6,310 (2025)
Deeds & Mortgages	Sep 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`54994`

Property Details

APN / Parcel Number

Primary APN	`54994`
Alternative APNs	`1084429` `1350858`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	2 Stories
Building Area	3,274 sqft Finished Area
Upper Floors Area	797 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2019
Exterior Material	Brick
Lot Area	60,761 sqft (1.39 acres)
Garage Area	988 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	402 sqft
Loading Dock	750 sqft
Boat Access	Boat Access
Boat House	Boat House

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1350858
Street Address	109 POINTE COVE DR
City	CHERRYVILLE
State	NC
Zip	28021-8382
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA1
Legal Description	TR#2PB22-1831.45ACPB23-25 SURVEY FOR MASON VENABLE
Legal Subdivision	WATERFRONT THE POINTE
Legal Tract	2
Legal Block	1
Legal Lot Number	65
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	4
Census Block	4002
Census Tract	950301

Owner

Source: Cleveland County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	109 POINTE COVE DR, CHERRYVILLE, NC 28021-8382
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 22, 2022
Transfer Doc	0200078735
Record Updated	Sep 20, 2026

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLEVELAND NC
Recording Date	Sep 23, 2022
Property Address	109 POINTE COVE DR, CHERRYVILLE, NC 28021-8382
Document Number	0018830619
Book / Page	1883 / 619
Map Reference	MB 23 PG 25
Instrument Date	Sep 22, 2022
Instrument	200078735
Transaction Type	Transfer
Record Updated	Oct 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 POINTE COVE DR, CHERRYVILLE, NC 28021-8382

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$993,747 (-) Land $196,875 Building $796,872	$993,747 (-) Land $196,875 Building $796,872
2025	$6,310.00	$993,747 (+61.36%) Land $196,875 Building $796,872	$993,747 (+61.36%) Land $196,875 Building $796,872
2023		$615,852 Land $119,250 Building $496,602	$615,852 Land $119,250 Building $496,602

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20