Loudon County property record for 109 Pocola Way, Loudon, TN 37774
| Property Type | Single Family Home |
|---|---|
| Details | 5 ba · 3,296 sqft · built 2009 |
| Lot Size | 0.289 acres (12,632 sqft) |
| Owner | Owner Name on File |
| Last Sale | $25,110 (Aug 2007) |
| Tax Bill | $2,261 (2025) |
| Deeds & Mortgages | Jul 2017 Line of Credit Feb 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 053050C D 01600 |
| Primary APN | 053050C D 01600 |
|---|---|
| Alternative APNs |
|
| Full Baths | 5 Baths |
|---|---|
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,296 sqft Living Area |
| 1st Floor Area | 3,296 sqft |
| Attic Area | 312 sqft |
| Basement Area | 1,876 sqft |
| Finished Basement | 1,263 sqft |
| Unfinished Basement | 613 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2009 |
|---|---|
| Exterior Material | Stone |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,632 sqft (0.289 acres) |
| Terrain | Rolling |
| Garage Type | Finished |
| Garage Area | 662 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 346 sqft |
| Deck Area | 120 sqft |
| Patio Area | 336 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 050C D 01600 000050C |
|---|---|
| Street Address | 109 POCOLA WAY |
| City | LOUDON |
| State | TN |
| Zip | 37774-2958 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A2 |
| Legal Description | TANASI HILLS 4 16 1 055A D 055A 01600 000 |
| Legal Subdivision | TANASI HILLS |
| Legal Block | 4 |
| Legal Lot Number | 16 1 |
| Jurisdiction | LOUDON TN |
| Township / Civil Division | 7 |
| Census Block Group | 2 |
| Census Block | 2042 |
| Census Tract | 60503 |
The current owner of 109 Pocola Way acquired it in September 2013.
Source: Loudon County records, as of January 22, 2026
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 109 POCOLA WAY, LOUDON, TN 37774-2958 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 20, 2017 | Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK |
| Feb 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK |
| Jun 30, 2021 | Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK |
| Nov 19, 2019 | Loan Modification, Mortgage · Conventional Mortgage UNITED CMNTY BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 2, 2007 · Amount on File |
| Deed Sale | Aug 2, 2007 · Amount on File |
| Deed Document Number | 0000008983 |
| Last Transfer Date | Sep 12, 2013 |
| Transfer Doc | 0000008386 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDON TN |
| Property Address | 109 POCOLA WAY, LOUDON, TN 37774-2958 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2022 |
| Title Company | AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0T1335/691 |
|---|---|
| Date | Jul 20, 2017 |
| Book Page | T1335/691 |
| Instrument | 17006135 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | LOUDON, TN 37774 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Jun 22, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDON TN |
| Property Address | 109 POCOLA WAY, LOUDON, TN 37774-2958 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0T1511/322 |
|---|---|
| Date | Feb 22, 2021 |
| Book Page | T1511/322 |
| Instrument | 21002192 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | BLAIRSVILLE, GA 30514 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDON TN |
| Property Address | 109 POCOLA WAY, LOUDON, TN 37774-2958 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2022 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 109 POCOLA WAY, LOUDON, TN 37774-2958 |
| Document Number | 0T1538/880 |
|---|---|
| Date | Jun 30, 2021 |
| Book Page | T1538/880 |
| Instrument | 21008450 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | LOUDON, TN 37774 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | May 26, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | LOUDON TN |
| Property Address | 109 POCOLA WAY, LOUDON, TN 37774-2958 |
| Document Number | 0000000078 |
| Instrument Date | Nov 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 109 POCOLA WAY LOUDON TN 377742958, LOUDON, TN 37774-2958 |
| Document Number | 0000000078 |
|---|---|
| Date | Jan 3, 2020 |
| Book Page | 001438/000810 |
| Instrument | 78 |
| Name | UNITED CMNTY BK |
|---|---|
| Type | Bank |
| Address | LOUDON, TN 37774 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jan 2, 2045 |
The 2025 property tax bill for 109 Pocola Way was $2,261.
Source: Loudon County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Loudon County |
| Unified School District | Loudon County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,261.00 | $127,875 (-) Land $3,750 Building $124,125 | |
| 2024 | $2,261.00 | $127,875 (-) Land $3,750 Building $124,125 | |
| 2023 | $127,875 Land $3,750 Building $124,125 | ||
| 2021 | $511,500 Land $15,000 Building $496,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 Pocola Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 16, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 Pocola Way is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 60% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TELLICO VILLAGE P.O.A. private · serves 15,233 people · EPA ID TN0000871 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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