109 Plantation St, Worcester, MA 01604 Property Records

Worcester County and Worcester City property record for 109 Plantation St, Worcester, MA 01604

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,712 sqft · built 1890
Lot Size	0.076 acres (3,302 sqft)
Owner	Company Name on File
Last Sale	$197,000 (Feb 2016)
Tax Bill	$5,879 (2026)
Deeds & Mortgages	Apr 2020 Refinance Jun 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`4-008-00024`

Property Details

APN / Parcel Number

Primary APN	`4-008-00024`
Alternative APN	`WORC M:04 B:008 L:00024`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,712 sqft Living Area
Gross Area	3,208 sqft
1st Floor Area	856 sqft
Basement Area	948 sqft
Unfinished Basement	948 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1980
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,302 sqft (0.076 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	4-008-00024
Street Address	109 PLANTATION ST
City	WORCESTER
State	MA
Zip	01604-3068
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RG-5
Legal Subdivision	FRANCIS AVE
Legal Block	8
Legal Lot Number	24
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	2
Census Block	2009
Census Tract	732203

Owner

109 Plantation St, a duplex, is owned by a company that acquired it in June 2020.

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	109 PLANTATION ST, WORCESTER, MA 01604-3068
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE
Jun 22, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 12, 2016 · Amount on File
Deed Sale	Feb 12, 2016 · Amount on File
Prior Sale	Feb 4, 2015 · Amount on File
Deed Book / Page	54936 / 277
Last Transfer Date	Jun 22, 2020
Transfer Doc	62642-26
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	109 PLANTATION ST, WORCESTER, MA 01604-3068
Transaction Type	Mortgage
Record Updated	Jun 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	62159-212
Date	Apr 6, 2020
Book Page	62159/212
Instrument	34519

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Jun 22, 2020
Property Address	109 PLANTATION ST, WORCESTER, MA 01604-3068
Document Number	62642-26
Book / Page	062642 / 000026
Instrument Date	Jun 22, 2020
Instrument	65592
Transaction Type	Transfer
Record Updated	Jul 7, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	109 PLANTATION ST WORCESTER MA 016043068, WORCESTER, MA 01604-3068

Tax Assessment & Valuation

The 2026 property tax bill for 109 Plantation St was $5,879, up 5.3% from the year before.

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,879.00 (+5.32%)	$442,700 (+4.61%) Land $77,600 Building $365,100	$472,989
2025	$5,582.00	$423,200 Land $73,900 Building $349,300
2023	$4,944.00	$344,800 Land $64,300 Building $280,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 Plantation St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 109 Plantation St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

May also be available: T-Mobile.

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