109 Pipe Meadow Way, Frederick, MD 21702 Property Records

Frederick County property record for 109 Pipe Meadow Way, Frederick, MD 21702

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,388 sqft · built 1994
Lot Size	0.201 acres (8,758 sqft)
Owner	2 Individual Names on File
Last Sale	$294,588 (Feb 2003)
Tax Bill	$7,428 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Jan 2022 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-162741`

Property Details

APN / Parcel Number

Primary APN	`02-162741`
Alternative APNs	`2162741` `162741`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,388 sqft Living Area
Gross Area	2,808 sqft
1st Floor Area	1,368 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	8,758 sqft (0.201 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Deck Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	162741
Street Address	109 PIPE MEADOW WAY
City	FREDERICK
State	MD
Zip	21702-4091
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PND
Legal Description	LT 1017 SEC 1 PLAT 1 8,758 SQ FT TASKERS CHANCE
Legal Subdivision	TASKERS CHANCE
Legal Lot Number	1017
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1000
Census Tract	750504

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

109 Pipe Meadow Way is owned and occupied by two individuals who bought it in February 2003.

Source: Frederick County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	109 PIPE MEADOW WAY, FREDERICK, MD 21702-4091
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LENDING
Jan 26, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FEDCHOICE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2003 · Amount on File
Deed Sale	Feb 28, 2003 · Amount on File
Prior Sale	Mar 2, 1999 · Amount on File
Deed Document Number	20031217
Deed Book / Page	3581 / 599
Transfer Doc	0000007400
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	109 PIPE MEADOW WAY, FREDERICK, MD 21702-4091
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	ELEVATED NATL SETMNT SVCS LL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 PIPE MEADOW WAY, FREDERICK, MD 21702-4091

Mortgage

Document Number	0140280050
Date	Aug 31, 2020
Book Page	14028/50

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company
Address	LOMBARD, IL 60148

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	109 PIPE MEADOW WAY, FREDERICK, MD 21702-4091
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 PIPE MEADOW WAY, FREDERICK, MD 21702-4091

Mortgage

Document Number	0156850047
Date	Jan 26, 2022
Book Page	15685/47

Lender

Name	FEDCHOICE FCU
Type	Credit Union
Address	LANHAM, MD 20706

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	179 Months
Due	Dec 15, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 109 Pipe Meadow Way was $7,428 with a homeowner's exemption, up 4.9% from the year before.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$480,733 (+3.47%)	$513,000 (+10.42%) Land $95,000 Building $418,000
2025	$7,428.00 (+4.86%) Homeowner's exemption	$464,600 Land $95,000 Building $369,600	$464,600 Land $95,000 Building $369,600
2024	$7,084.00 (+7.27%)
2023	$6,604.00 Homeowner's exemption	$386,733	$464,600 Land $95,000 Building $369,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 Pipe Meadow Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 109 Pipe Meadow Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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