109 Pioneer Loop, Georgetown, SC 29440 Property Records

Georgetown County property record for 109 Pioneer Loop, Georgetown, SC 29440

Property Summary

Property Type	Seasonal / Vacation Home
Details	5 bd · 5 ba · 2,960 sqft · built 1974
Lot Size	1 acres (43,560 sqft)
Owner	Company Name on Record
Last Sale	$3,675,000 (Oct 2025)
Tax Bill	$11,511 (2025)
Deeds & Mortgages	Oct 2025 Sale Jan 2023 Sale + 2 more
Flood Zone	Zone X (moderate risk)
APN	`0401900042.00.00`

Property Details

APN / Parcel Number

Primary APN	`0401900042.00.00`
Alternative APNs	`04-0190-042-00-00` `17541`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Stories	2 Stories
Building Area	2,960 sqft Living Area
Gross Area	5,044 sqft
1st Floor Area	1,192 sqft
2nd Floor Area	1,768 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Hip
Roof Material	Metal
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	576 sqft
Driveway	Driveway

Exterior Amenities

Porch	Slab
Porch Area	948 sqft
Deck Area	560 sqft
Patio Area	560 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	17541
Street Address	109 PIONEER LOOP
City	GEORGETOWN
State	SC
Zip	29440-7251
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	3 BLK 1 PIONEER PLACE
Legal Subdivision	PIONEER PLACE
Legal Block	1
Legal Lot Number	3
Jurisdiction	GEORGETOWN SC
Township / Civil Division	WACCAMAW NECK
Census Block Group	1
Census Block	1012
Census Tract	920508

Owner

Source: Georgetown County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1111 MARGARET DR, FLORENCE, SC 29501-5641
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2025	Deed, Transfer
Jan 3, 2023	Warranty Deed, Transfer
Jun 5, 2019	Deed of Trust, Mortgage · ARM MORGAN STANLEY PRIVATE BANK NA
Aug 9, 2019	Deed of Trust, Mortgage · ARM MORGAN STANLEY PRIVATE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 24, 2025 · Amount on Record
Deed Sale	Oct 24, 2025 · Amount on Record
Prior Sale	Jan 3, 2023 · Amount on Record
Deed Document Number	202510589
Deed Book / Page	4909 / 371
Prior Transfer Date	Mar 15, 2011
Prior Transfer Doc	1656/0289
Record Updated	Jun 8, 2026

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	GEORGETOWN SC
Recording Date	Oct 24, 2025
Property Address	109 PIONEER LOOP, GEORGETOWN, SC 29440-7251
Document Number	RB4909/0371
Book / Page	RB4909 / 371
Map Reference	MB Z PG 12
Instrument Date	Oct 20, 2025
Instrument	2025010589
Transaction Type	Transfer
Record Updated	Nov 5, 2025

Transaction

Amount	Amount Recorded
Tax	$9,555.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1111 MARGARET DR, FLORENCE, SC 29501-5641

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GEORGETOWN SC
Recording Date	Jan 3, 2023
Property Address	109 PIONEER LOOP, GEORGETOWN, SC 29440-7251
Document Number	04459/0216
Book / Page	4459 / 216
Map Reference	MB Z PG 12
Instrument Date	Dec 15, 2022
Instrument	202300000021
Transaction Type	Transfer
Record Updated	Jan 13, 2023

Transaction

Amount	Amount Recorded
Tax	$6,923.80
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20115 CHAPEL POINT LN, CORNELIUS, NC 28031-7055

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGETOWN SC
Property Address	109 PIONEER LOOP, GEORGETOWN, SC 29440-7251
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03525/0033
Date	Jun 5, 2019
Book Page	3525/033
Instrument	201900005626

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Jul 1, 2026
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	8.25%
Index	1-Year LIBOR
Max Rate	8.25%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGETOWN SC
Property Address	109 PIONEER LOOP, GEORGETOWN, SC 29440-7251
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03572/0075
Date	Aug 9, 2019
Book Page	3572/075
Instrument	201900008063

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	CINCINNATI, OH 45246

Agreement

Type	ARM
Amount	Amount Recorded
Term	359 Months
Due	Jul 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Jul 1, 2026
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	8.25%
Index	1-Year LIBOR
Max Rate	8.25%

Tax Assessment & Valuation

Source: Georgetown County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Georgetown County
Unified School District	Georgetown County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,511.00 (-69.32%)	$100,220 (-34.45%) Land $48,000 Building $52,220	$2,505,600 (-1.68%) Land $1,200,000 Building $1,305,600
2024		$152,900 (-) Land $90,000 Building $62,900	$2,548,400 (-) Land $1,500,000 Building $1,048,400
2023	$37,525.00 (+113.48%)	$152,900 (+103.11%) Land $90,000 Building $62,900	$2,548,400 (+103.11%) Land $1,500,000 Building $1,048,400
2022	$17,578.00	$75,280 Land $52,800 Building $22,480	$1,254,700 Land $880,000 Building $374,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 626 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	715 units insured incl. 89 condo units
Nearby Flood Claims	84 (1987–2023)
Claims Outside the SFHA	8 of 84
Most Recent Claim	Dec 2023 · other causes
Claims by Event	Hurricane Ian, Oct 2022 · 36 claims Hurricane Matthew, Oct 2016 · 7 claims Severe Storms And Flooding, Oct 2015 · 35 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 94% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GCWSD WACCAMAW NECK serves 41,300 people · EPA ID SC2220010
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	7 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
HTC Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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