109 Pinto Pl, Cibolo, TX 78108 Property Records

Guadalupe County property record for 109 Pinto Pl, Cibolo, TX 78108

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,398 sqft · built 2006
Lot Size	0.126 acres (5,502 sqft)
Owner	Individual Name on File
Last Sale	$242,967 (Nov 2023)
Tax Bill	$1,427 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Jun 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1G0583301102200000`

Property Details

APN / Parcel Number

Primary APN	`1G0583301102200000`
Alternative APNs	`000000120178` `000000240354` `000000295085` `120178`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,398 sqft Living Area
Gross Area	1,922 sqft
1st Floor Area	1,398 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,502 sqft (0.126 acres)
Lot Dimensions	110 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	109 PINTO PL
City	CIBOLO
State	TX
Zip	78108-3768
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CIBOLO VALLEY RANCH #3 BLOCK 11 LOT 22 50.00000% UNDIVIDED INTEREST
Legal Subdivision	CIBOLO VALLEY RANCH #3
Legal Tract	22
Legal Block	11
Legal Lot Number	22
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	1
Census Block	1001
Census Tract	210718

Owner

109 Pinto Pl is owned and occupied by an individual who bought it in November 2023.

Source: Guadalupe County records, as of August 12, 2026

Owner of Record	Individual Name on File
Mailing Address	109 PINTO PL, CIBOLO, TX 78108-3768
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2023	Vendor's Lien, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jun 22, 2021	Deed of Trust, Mortgage · FHA Mortgage IDAHO HOUSING & FINANCE ASSN
Jun 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Aug 31, 2022	Warranty Deed, Transfer ALAMO TITLE
Jan 2, 2020	Warranty Deed, Transfer · FHA Mortgage SYNERGY ONE LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2023 · Amount on File
Deed Sale	Nov 20, 2023 · Amount on File
Prior Sale	Jan 2, 2020 · Amount on File
Deed Document Number	202328520
Prior Transfer Date	Dec 30, 2019
Prior Transfer Doc	1999000128
Record Updated	Sep 20, 2026

November 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GUADALUPE TX
Recording Date	Nov 20, 2023
Property Address	109 PINTO PL, CIBOLO, TX 78108-3768
Document Number	0099028520
Map Reference	VOL 7 PG 80
Instrument Date	Nov 16, 2023
Instrument	202399028520
Transaction Type	Transfer
Record Updated	Feb 7, 2024
Title Company	FIVE STAR TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 PINTO PL, CIBOLO, TX 78108-3768
Investor	Possibly a Property Investor

Mortgage

Document Number	0099028521
Date	Nov 20, 2023
Instrument	202399028521

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	109 PINTO PL, CIBOLO, TX 78108-3768
Transaction Type	Mortgage
Record Updated	Mar 2, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0099021496
Date	Jun 22, 2021
Instrument	202199021496

Lender

Name	IDAHO HOUSING & FINANCE ASSN
Type	Government Agency
Address	BOISE, ID 83702

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	343 Months
Due	Jan 1, 2050

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	109 PINTO PL, CIBOLO, TX 78108-3768
Transaction Type	Mortgage
Record Updated	Sep 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013225
Date	Jun 13, 2017
Instrument	2017013225

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2032

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUADALUPE TX
Recording Date	Aug 31, 2022
Property Address	109 PINTO PL, CIBOLO, TX 78108-3768
Document Number	0099026805
Map Reference	VOL 7 PG 80
Instrument Date	Aug 30, 2022
Instrument	202299026805
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ALAMO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13402 VISTA DEL PRADO, SAN ANTONIO, TX 78216-2227

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	8418 E JENAN DR, SCOTTSDALE, AZ 85260-5712

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUADALUPE TX
Recording Date	Jan 2, 2020
Property Address	109 PINTO PL, CIBOLO, TX 78108-3768
Document Number	0000000128
Instrument Date	Dec 30, 2019
Instrument	128
Transaction Type	Transfer
Record Updated	Jan 27, 2020
Title Company	PROVIDENCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 PINTO PL CIBOLO TX 781083768, CIBOLO, TX 78108-3768

Mortgage

Document Number	129
Date	Jan 2, 2020
Instrument	129

Lender

Name	SYNERGY ONE LNDG
Address	SAN DIEGO, CA 92108

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

Mortgage

Document Number	130,
Date	Jan 2, 2020
Instrument	130

Lender

Name	HOUSING & CMNTY DEV DEPT
Type	Construction/Development Company
Address	PO BOX 13941, AUSTIN, TX 78711-3941

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 109 Pinto Pl was $1,427 with a homeowner's exemption, down 23.7% from the year before.

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Cibolo City
County	Guadalupe County
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$110,605 (-2.55%) Land $20,352 Building $90,253	$110,605 (-2.55%) Land $20,352 Building $90,253
2025	$1,427.00 (-23.69%) Homeowner's exemption	$113,501 Land $17,954 Building $95,547	$113,501 Land $17,954 Building $95,547
2024	$1,870.00 (-63.28%)
2023	$5,092.00 (+29.01%) Homeowner's exemption	$263,535 Land $45,463 Building $218,072	$263,535 Land $45,463 Building $218,072
2022	$3,947.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 109 Pinto Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Pinto Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CIBOLO serves 20,331 people · EPA ID TX0940018
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 661 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Verizon, ZipLink Internet.

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