Henderson County property record for 109 Pinnacle Peak Ln, Flat Rock, NC 28731
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,040 sqft · built 2002 |
| Lot Size | 1.06 acres (46,174 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $395,000 (Jan 2019) |
| Tax Bill | $2,820 (2025) |
| Deeds & Mortgages | Oct 2023 Line of Credit Jan 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 9576006624 |
| Primary APN | 9576006624 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,040 sqft Heated Area |
| 1st Floor Area | 2,040 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 46,174 sqft (1.06 acres) |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 198 sqft |
| Deck Area | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 9968676 |
|---|---|
| Street Address | 109 PINNACLE PEAK LN |
| City | FLAT ROCK |
| State | NC |
| Zip | 28731-8559 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 9968676~R2 |
| Legal Description | KENMURE LO42 PHV PL2001-3763 |
| Legal Subdivision | KENMURE (2271) |
| Legal Phase | 5 |
| Legal Lot Number | 6624 |
| Jurisdiction | HENDERSON NC |
| Township / Civil Division | GREEN RIVER |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 932000 |
Source: Henderson County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 109 PINNACLE PEAK LN, FLAT ROCK, NC 28731-8559 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 2, 2023 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Jan 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Jan 15, 2019 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 15, 2019 · Amount on Record |
| Deed Sale | Jan 15, 2019 · Amount on Record |
| Prior Sale | Mar 6, 2006 · Amount on Record |
| Deed Book / Page | 3290 / 428 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON NC |
| Property Address | 109 PINNACLE PEAK LN, FLAT ROCK, NC 28731-8559 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0040910663 |
|---|---|
| Date | Oct 2, 2023 |
| Book Page | 4091/663 |
| Instrument | 1001004432 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON NC |
| Property Address | 109 PINNACLE PEAK LN, FLAT ROCK, NC 28731-8559 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0036290252 |
|---|---|
| Date | Jan 4, 2021 |
| Book Page | 3629/252 |
| Instrument | 941866 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 1, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENDERSON NC |
| Recording Date | Jan 15, 2019 |
| Property Address | 109 PINNACLE PEAK LN, FLAT ROCK, NC 28731-8559 |
| Document Number | 0032900428 |
| Book / Page | 3290 / 428 |
| Instrument Date | Jan 11, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 PINNACLE PEAK LN, FLAT ROCK, NC 28731-8559 |
Source: Henderson County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Unified School District | Henderson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $531,100 (-) Land $85,700 Building $445,400 | ||
| 2025 | $2,820.00 | ||
| 2023 | $531,100 Land $85,700 Building $445,400 | $531,100 Land $85,700 Building $445,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 6 (2013–2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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