109 Pinehurst Rd, Berlin, MD 21811 Property Records

Worcester County property record for 109 Pinehurst Rd, Berlin, MD 21811

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,593 sqft · built 2003
Lot Size	0.286 acres (12,472 sqft)
Owner	2 Individual Names on Record
Last Sale	$272,000 (Jun 2019)
Tax Bill	$3,026 (2025)
Deeds & Mortgages	Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-058352`

Property Details

APN / Parcel Number

Primary APN	`03-058352`
Alternative APN	`058352`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,593 sqft Total Area
Utility Area	96 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	12,472 sqft (0.286 acres)
Porch	Slab
Porch Area	75 sqft
Deck Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	058352
Street Address	109 PINEHURST RD
City	BERLIN
State	MD
Zip	21811-1620
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT B-03-033 12472 SQ FT PINEHURST RD PL OCEAN PINES SEC 3
Legal Subdivision	OCEAN PINES SEC 03
Legal Lot Number	33
Jurisdiction	WORCESTER MD
Township / Civil Division	6, NORTHERN
Census Block Group	2
Census Block	2016
Census Tract	950700

Owner

Source: Worcester County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	109 PINEHURST RD, BERLIN, MD 21811-1620
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2019 · Amount on Record
Deed Sale	Jun 26, 2019 · Amount on Record
Prior Sale	Jul 11, 2003 · Amount on Record
Deed Book / Page	7444 / 371
Prior Transfer Date	Apr 29, 2014
Prior Transfer Doc	0063830214
Record Updated	Sep 20, 2026

June 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	WORCESTER MD
Recording Date	Jun 26, 2019
Property Address	109 PINEHURST RD, OCEAN PINES, MD 21811-1620
Document Number	0074440371
Book / Page	7444 / 371
Map Reference	MB 11 FO 45
Instrument Date	Jun 21, 2019
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	CAPITAL TITLE INS AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6735 SPRINGHILL DR, FREDERICK, MD 21702-2997

Mortgage

Document Number	0007444377
Date	Jun 26, 2019
Instrument	7444/377

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2034

Tax Assessment & Valuation

Source: Worcester County assessment roll, as of July 31, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$377,000 (+8.83%)	$407,600 (-) Land $94,300 Building $313,300
2025	$3,026.00 (+13.04%) Homeowner's exemption	$346,400 (+23.83%)	$407,600 (+29.07%) Land $94,300 Building $313,300
2023	$2,677.00	$279,733	$315,800 Land $83,000 Building $232,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 60 policies
Nearby Flood Policies	60 in force
Nearby Flood Claims	26 (1985–2015)
Claims Outside the SFHA	15 of 26
Most Recent Claim	Oct 2015 · tidal / storm surge
Claims by Event	Severe Snowfall & Winter Storm, Mar 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEAN PINES serves 11,890 people · EPA ID MD0230005
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20