Cleveland County property record for 109 Pinecrest Dr, Shelby, NC 28152
| Property Type | Single Family Home |
|---|---|
| Details | 2,500 sqft · built 2024 |
| Lot Size | 0.479 acres (20,875 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $306,000 (Jul 2024) |
| Tax Bill | $2,147 (2026) |
| Deeds & Mortgages | Jul 2024 Sale & Mortgage Mar 2024 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 23837 |
| Primary APN | 23837 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,500 sqft Finished Area |
| Upper Floors Area | 1,191 sqft |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 20,875 sqft (0.479 acres) |
| Lot Dimensions | 167 ft deep x 125 ft wide |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1364471 |
|---|---|
| Street Address | 109 PINECREST DR |
| City | SHELBY |
| State | NC |
| Zip | 28152-7917 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | #3 PINECREST DR PB13-16 |
| Legal Subdivision | PINECREST |
| Legal Tract | 1 |
| Legal Block | 3 |
| Legal Lot Number | 17 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 950702 |
109 Pinecrest Dr is owned and occupied by two individuals who bought it in July 2024.
Source: Cleveland County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 109 PINECREST DR, SHELBY, NC 28152-7917 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 29, 2024 | Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Mar 13, 2024 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 29, 2024 · Amount on File |
| Deed Sale | Jul 29, 2024 · Amount on File |
| Prior Sale | Sep 18, 2023 · Amount on File |
| Deed Document Number | 2024200103046 |
| Deed Book / Page | 1926 / 134 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Jul 29, 2024 |
| Property Address | 109 PINECREST DR, SHELBY, NC 28152-7917 |
| Document Number | 0019260134 |
| Book / Page | 1926 / 134 |
| Map Reference | MB 13 PG 16 |
| Instrument Date | Jul 29, 2024 |
| Instrument | 200103046 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 5, 2025 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL CO LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $612.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3514 SAVANNAH WAY, MONROE, NC 28110-7636 |
| Name | Verified Name |
|---|---|
| Address | 109 PINECREST DR, SHELBY, NC 28152-7917 |
| Document Number | 0200103047 |
|---|---|
| Date | Jul 29, 2024 |
| Instrument | 200103047 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Mar 13, 2024 |
| Property Address | 109 PINECREST DR, SHELBY, NC 28152-7917 |
| Document Number | 0019162427 |
| Book / Page | 1916 / 2427 |
| Map Reference | MB 13 PG 16 |
| Instrument Date | Mar 12, 2024 |
| Instrument | 200098024 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $96.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8505 PARK RD133, CHARLOTTE, NC 28210 |
| Name | Verified Name |
|---|---|
| Address | 3514 SAVANNAH WAY, MONROE, NC 28110-7636 |
| Investor | Possibly a Property Investor |
The 2026 property tax bill for 109 Pinecrest Dr was $2,147, up 3.4% from the year before.
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,147.00 (+3.37%) | $327,139 (-) Land $16,562 Building $310,577 | $327,139 (-) Land $16,562 Building $310,577 |
| 2025 | $2,077.00 | $327,139 Land $16,562 Building $310,577 | $327,139 Land $16,562 Building $310,577 |
| 2023 | $9,063 Land $9,063 | $9,063 Land $9,063 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 109 Pinecrest Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 109 Pinecrest Dr is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures