109 Pine St, Orlando, FL 32824 Property Records

Orange County property record for 109 Pine St, Orlando, FL 32824

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 1,808 sqft · built 1986
Lot Size	0.256 acres (11,140 sqft)
Owner	Individual Name on File
Tax Bill	$4,495 (2025)
Deeds & Mortgages	Aug 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`36-23-29-8228-40-109`

Property Details

APN / Parcel Number

Primary APN	`36-23-29-8228-40-109`
Alternative APNs	`292336822840109` `426123` `431782` `436271`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Units	2 Units
Stories	1 Story
Building Area	1,808 sqft Living Area
Gross Area	1,824 sqft
1st Floor Area	1,808 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Duplex Single
Exterior Material	Wood Sheathing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,140 sqft (0.256 acres)

Exterior Amenities

Porch	Slab
Porch Area	16 sqft
Shed	1 Shed
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	109 PINE ST
City	ORLANDO
State	FL
Zip	32824-8242
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-2
Legal Description	SPABLERS ADDITION TO TAFT, PROSPER COLONY PB D PG 114 LOT 9 BLK A TIER 4 AND THAT PART OF LOT 8 BLK A TIER 4 DESC BEG S E COR OF SD LOT 8 TH WLY 27.87FT TH NLY TO N LINE OF SD LO
Legal Range	29E
Legal Township	23S
Legal Section	36
Legal Subdivision	SPAHLERS ADD TO TAFT
Legal Tract	8228
Legal Block	A
Legal Lot Number	9
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	1
Census Block	1024
Census Tract	16803

Owner

Source: Orange County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3104 POVERTY LN, APOPKA, FL 32712-5432
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 21, 2026
Transfer Doc	0000474394
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE FL
Recording Date	Aug 25, 2026
Property Address	109 PINE ST, ORLANDO, FL 32824-8242
Document Number	0000474394
Instrument Date	Aug 21, 2026
Instrument	2026474394
Transaction Type	Transfer
Record Updated	Sep 2, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transaction

Amount	Amount on Record
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3104 POVERTY LN, APOPKA, FL 32712-5432

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$169,673 (+1%)	$326,240 (-2.42%) Land $85,000 Building $241,240
2025	$4,495.00 (+11.76%)	$154,248 (-47.22%)	$334,330 (+14.39%) Land $85,000 Building $249,330
2024	$4,022.00 (+9.8%)
2023	$3,663.00 (+13.16%)	$292,261 (+16.81%) Land $90,000 Building $202,261	$292,261 (+16.81%) Land $90,000 Building $202,261
2022	$3,237.00	$250,207 Land $80,000 Building $170,207	$250,207 Land $80,000 Building $170,207

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 78 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	78 in force
Nearby Flood Claims	9 (1988–2022)
Claims Outside the SFHA	1 of 9
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TAFT WATER ASSOCIATION private · serves 4,232 people · EPA ID FL3481326
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20