109 Pine St, Neptune Beach, FL 32266 Property Records

Duval County property record for 109 Pine St, Neptune Beach, FL 32266

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 5,993 sqft · built 2026
Lot Size	0.305 acres (13,302 sqft)
Owner	Individual Name on Record
Last Sale	$2,100,000 (Aug 2020)
Tax Bill	$48,338 (2025)
Deeds & Mortgages	Aug 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`172689-0000`

Property Details

APN / Parcel Number

Primary APN	`172689-0000`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,993 sqft Living Area
Gross Area	9,117 sqft
1st Floor Area	2,482 sqft
Upper Floors Area	1,240 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2026
Effective Year Built	Effective 2026
Exterior Material	Combination
Construction Type	Wood
Roof Type	Flat
Roof Material	Built-Up Asphalt
Lot Area	13,302 sqft (0.305 acres)
Lot Dimensions	219 ft deep x 60 ft wide
View / Lot	Ocean
Garage Type	Attached
Garage Area	1,214 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	328 sqft
Deck Area	260 sqft
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	109 PINE ST
City	NEPTUNE BEACH
State	FL
Zip	32266-6050
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NR-4
Legal Description	2-12 21-2S-29E .305 NEPTUNE E1/2 OF N1/2 LOT 8,N1/2 LOTS 9,10 BLK 16,PT CLD ST RECD ORD 21, PT LOT 1,2 RECD O/R 21210-233 BEING PARCEL 2 BLK 11
Legal Range	29E
Legal Township	02S
Legal Section	21
Legal Subdivision	NEPTUNE
Legal Block	16
Legal Lot Number	8
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE BEACHES
Census Block Group	1
Census Block	1001
Census Tract	14001

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1802 SEMINOLE RD, ATLANTIC BEACH, FL 32233-5916
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2020 · Amount on Record
Deed Sale	Aug 24, 2020 · Amount on Record
Prior Sale	Apr 22, 1997
Deed Document Number	2020184562
Deed Book / Page	19341 / 110
Last Transfer Date	Sep 11, 2024
Transfer Doc	0212100233
Record Updated	Oct 29, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Aug 24, 2020
Property Address	109 PINE ST, NEPTUNE BEACH, FL 32266-6050
Document Number	0193410110
Book / Page	019341 / 000110
Instrument Date	Aug 19, 2020
Instrument	184562
Transaction Type	Transfer
Record Updated	Sep 15, 2020
Title Company	GIBRALTAR TITLE COMPANY, GIBRALTER TITLE INSURANCE AGCY

Transaction

Amount	Amount Recorded
Tax	$14,700.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1802 SEMINOLE RD ATLANTIC BEACH FL 322335916, ATLANTIC BEACH, FL 32233-5916

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Neptune Beach City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,713,385 (-14.11%)	$3,159,000 (-) Land $3,159,000
2025	$48,338.00 (+3%)	$3,159,000 (+5%) Land $3,159,000	$3,159,000 (+5%) Land $3,159,000
2024	$46,930.00 (+26.19%)
2023	$37,191.00 (+12.41%)	$2,106,000 (-) Land $2,106,000	$2,106,000 (-) Land $2,106,000
2022	$33,086.00	$2,106,000 Land $2,106,000	$2,106,000 Land $2,106,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 312 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	312 in force
Nearby Flood Claims	55 (1978–2024)
Claims Outside the SFHA	46 of 55
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Hurricane Irma, Sep 2017 · 4 claims Tropical Storm Debby, Jun 2012 · 4 claims Tropical Storm Fay, Aug 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEPTUNE BEACH serves 7,270 people · EPA ID FL2160206
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20