Houston County property record for 109 Pine St, Elko, GA 31025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,359 sqft · built 1880 |
| Lot Size | 1.02 acres (44,431 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $75,000 (Jul 2017) |
| Tax Bill | $1,818 (2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit Jul 2017 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 65A-6 |
| Primary APN | 65A-6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,359 sqft Heated Area |
| 1st Floor Area | 2,492 sqft |
| 2nd Floor Area | 867 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Other |
| Exterior Material | Wood |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 44,431 sqft (1.02 acres) |
| Terrain | Rolling |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 812 sqft |
| Porch | Open Porch |
| Porch Area | 1,074 sqft |
| Utility Building | 320 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Water Source | Well |
| Account Number | 30963 |
|---|---|
| Street Address | 109 PINE ST |
| City | ELKO |
| State | GA |
| Zip | 31025-2245 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RAG |
| Legal Description | 1.02 ACRES PARCEL N LL 204 13 LD |
| Legal Block | 25 |
| Legal Lot Number | 223 |
| Jurisdiction | HOUSTON GA |
| Township / Civil Division | ELKO |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 21502 |
Source: Houston County assessment roll, as of July 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 75 WINDSOR DR, ENGLEWOOD, FL 34223-4641 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 23, 2026 | Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK |
| Jul 10, 2017 | Grant Deed, Transfer |
| Jul 10, 2017 | Grant Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 10, 2017 · Amount on Record |
| Deed Sale | Jul 10, 2017 · Amount on Record |
| Deed Document Number | 0007561255 |
| Deed Book / Page | 7561 / 255 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOUSTON GA |
| Property Address | 109 PINE ST, ELKO, GA 31025-2245 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 109 PINE ST, ELKO, GA 31025-2245 |
| Document Number | 0107940133 |
|---|---|
| Date | Feb 23, 2026 |
| Book Page | 10794/133 |
| Name | COASTAL COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | CAMPBELL, CA 95008 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HOUSTON GA |
| Recording Date | Jul 10, 2017 |
| Property Address | 109 PINE ST, ELKO, GA 31025-2245 |
| Document Number | 0075610255 |
| Book / Page | 007561 / 000255 |
| Instrument Date | Jun 30, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $75.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 109 PINE ST ELKO GA 310252245, ELKO, GA 31025-2245 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HOUSTON GA |
| Recording Date | Jul 10, 2017 |
| Property Address | 109 PINE ST, ELKO, GA 31025-2245 |
| Document Number | 0001483014 |
| Book / Page | 007561 / 000256 |
| Instrument Date | Jun 30, 2017 |
| Instrument | 1483014 |
| Transaction Type | Transfer |
| Record Updated | Aug 8, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $65.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 PINE ST ELKO GA 310252245, ELKO, GA 31025-2245 |
Source: Houston County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Houston County |
| Unified School District | Houston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,818.00 (-6.05%) | $83,240 (+2.87%) Land $10,160 Building $73,080 | $208,100 (+2.87%) Land $25,400 Building $182,700 |
| 2024 | $1,935.00 (+27.14%) | $80,920 (+28.44%) Land $9,160 Building $71,760 | $202,300 (+28.44%) Land $22,900 Building $179,400 |
| 2023 | $1,522.00 | $63,000 Land $5,480 Building $57,520 | $157,500 Land $13,700 Building $143,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 82% of Georgia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOUSTON COUNTY-FEAGIN MILL serves 92,971 people · EPA ID GA1530021 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| Uniti Group DSL | 200 / 20 |
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