Orange County property record for 109 Pine St, Carrboro, NC 27510
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 972 sqft · built 1952 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $450,000 (Oct 2023) |
| Tax Bill | $6,533 (2026) |
| Deeds & Mortgages | Oct 2025 Mortgage Oct 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 9778-68-4853 |
| Primary APN | 9778-68-4853 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 972 sqft Living Area |
| Gross Area | 2,653 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 17,424 sqft (0.4 acres) |
| Lot Dimensions | 177 ft deep x 100 ft wide |
| Porch | Porch |
| Porch Area | 229 sqft |
| Deck Area | 280 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 109 PINE ST |
|---|---|
| City | CARRBORO |
| State | NC |
| Zip | 27510-1341 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | S/E PINE ST |
| Jurisdiction | ORANGE NC |
| Township / Civil Division | CHAPEL HILL |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 10705 |
109 Pine St is owned and occupied by two individuals who bought it in October 2023.
Source: Orange County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 109 PINE ST, CARRBORO, NC 27510-1341 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 29, 2025 | Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Oct 30, 2023 | Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 30, 2023 · Amount on File |
| Deed Sale | Oct 30, 2023 · Amount on File |
| Prior Sale | Apr 29, 2016 · Amount on File |
| Deed Document Number | 202330095204 |
| Deed Book / Page | 6831 / 158 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE NC |
| Property Address | 109 PINE ST, CARRBORO, NC 27510-1341 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2025 |
| Title Company | MUTUAL TITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Address | 109 PINE ST, CARRBORO, NC 27510-1341 |
| Document Number | 0006895653 |
|---|---|
| Date | Oct 29, 2025 |
| Book Page | 6895/653 |
| Instrument | 30124790 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | 8241 DOW CIR, STRONGSVILLE, OH 44136 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE NC |
| Recording Date | Oct 30, 2023 |
| Property Address | 109 PINE ST, CARRBORO, NC 27510-1341 |
| Document Number | 0006831158 |
| Book / Page | 6831 / 158 |
| Instrument Date | Oct 24, 2023 |
| Instrument | 30095204 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $900.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 PINE ST, CARRBORO, NC 27510-1341 |
| Document Number | 0006831161 |
|---|---|
| Date | Oct 30, 2023 |
| Instrument | 6831/161 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2053 |
The 2026 property tax bill for 109 Pine St was $6,533, up 3.1% from the year before.
Source: Orange County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Carrboro Town |
| County | Orange County |
| Unified School District | Chapel Hill-Carrboro Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,533.00 (+3.08%) | $451,400 (-) Land $300,000 Building $151,400 | $451,400 (-) Land $300,000 Building $151,400 |
| 2025 | $6,338.00 | $451,400 Land $300,000 Building $151,400 | $451,400 Land $300,000 Building $151,400 |
| 2023 | $4,714.00 | $273,700 Land $195,000 Building $78,700 | $273,700 Land $195,000 Building $78,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 Pine St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 Pine St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORANGE WATER & SEWER AUTHORITY serves 86,500 people · EPA ID NC0368010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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