Camden County property record for 109 Pine St, Camden, NC 27921
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,734 sqft · built 1992 |
| Lot Size | 0.921 acres (40,119 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $316,000 (Apr 2018) |
| Tax Bill | $3,321 (2026) |
| Deeds & Mortgages | Apr 2020 Mortgage Apr 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02.8934.01.45.1861.0000 |
| Primary APN | 02.8934.01.45.1861.0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,734 sqft Living Area |
| 1st Floor Area | 1,324 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 40,119 sqft (0.921 acres) |
| Lot Dimensions | 365 ft deep x 110 ft wide |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 256 sqft |
| Deck Area | 473 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Electric |
| Heating Fuel | Gas |
| Street Address | 109 PINE ST |
|---|---|
| City | CAMDEN |
| State | NC |
| Zip | 27921-6923 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R32 |
| Legal Description | PINEY ACRES |
| Legal Lot Number | 21 |
| Jurisdiction | CAMDEN NC |
| Township / Civil Division | COURTHOUSE |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 950102 |
Source: Camden County records, as of August 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 109 PINE ST, CAMDEN, NC 27921-6923 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 8, 2020 | Deed of Trust, Mortgage · VA Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA |
| Apr 20, 2018 | Warranty Deed, Transfer · VA Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 20, 2018 · Amount on Record |
| Deed Sale | Apr 20, 2018 · Amount on Record |
| Deed Book / Page | 365 / 511 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMDEN NC |
| Property Address | 109 PINE ST, CAMDEN, NC 27921-6923 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2020 |
| Name | Verified Name |
|---|
| Document Number | 388/273 |
|---|---|
| Date | Apr 8, 2020 |
| Book Page | 388/273 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | HERMITAGE, PA 16148 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAMDEN NC |
| Recording Date | Apr 20, 2018 |
| Property Address | 109 PINE ST, CAMDEN, NC 27921-6923 |
| Document Number | 0365/511 |
| Book / Page | 0365 / 511 |
| Map Reference | CAB 1 SL 181B&182A |
| Instrument Date | Apr 2, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,792.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8204 WRENFIELD DR, 8204, WILLIAMSBURG, VA 23188-9333 |
| Name | Verified Name |
|---|---|
| Address | 109 PINE ST, CAMDEN, NC 27921-6923 |
| Document Number | 0365514 |
|---|---|
| Date | Apr 20, 2018 |
| Instrument | 0365/514 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2048 |
Source: Camden County assessment roll, as of November 18, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Camden County |
| Unified School District | Camden County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,321.00 (-3.63%) | $448,829 (-) Land $50,527 Building $398,302 | $448,829 (-) |
| 2025 | $3,446.00 | $448,829 (+22.95%) Land $50,527 Building $398,302 | |
| 2023 | $365,041 Land $50,527 Building $314,514 | $448,829 Land $50,527 Building $398,302 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 127 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 156 units insured incl. 29 condo units |
| Nearby Flood Claims | 119 (1993–2020) |
| Claims Outside the SFHA | 5 of 119 |
| Most Recent Claim | Aug 2020 · Hurricane Isaias |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH CAMDEN WTR & SWR DISTRCT serves 9,717 people · EPA ID NC0415015 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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