Gaston County property record for 109 Pine St, Belmont, NC 28012
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 864 sqft · built 1948 |
| Lot Size | 2.97 acres (129,373 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $25,000 (Apr 1976) |
| Tax Bill | $1,228 (2026) |
| Deeds & Mortgages | Apr 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 15073A02000 |
| Primary APN | 15073A02000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 3 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 864 sqft Heated Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Bungalow |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 129,373 sqft (2.97 acres) |
| Porch | Porch |
| Porch Area | 131 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 109 PINE ST |
|---|---|
| City | BELMONT |
| State | NC |
| Zip | 28012-9765 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | R C MATHERSON BLK C L TR 1 15 073A 020 00 000 |
| Legal Subdivision | R C MATHERSON SUBDIVISION |
| Legal Tract | 1 |
| Legal Block | C |
| Jurisdiction | GASTON NC |
| Township / Civil Division | SOUTH POINT |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 32508 |
109 Pine St is owned by a company that acquired it in April 2023.
Source: Gaston County records, as of August 31, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 109 PINE ST, BELMONT, NC 28012-9765 |
| Owner Type | Company |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 1, 1976 · Amount on File |
| Deed Sale | Apr 1, 1976 · Amount on File |
| Deed Book / Page | 1184 / 254 |
| Last Transfer Date | Apr 12, 2023 |
| Transfer Doc | 0054040949 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Apr 14, 2023 |
| Property Address | 109 PINE ST, BELMONT, NC 28012-9765 |
| Document Number | 0054040949 |
| Book / Page | 5404 / 949 |
| Map Reference | MB 10 PG 86 |
| Instrument Date | Apr 12, 2023 |
| Transaction Type | Transfer |
| Record Updated | May 29, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 109 PINE ST, BELMONT, NC 28012-9765 |
The 2026 property tax bill for 109 Pine St was $1,228.
Source: Gaston County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,228.00 | $172,070 (-) Land $52,620 Building $119,450 | |
| 2025 | $1,228.00 | $172,070 Land $52,620 Building $119,450 | |
| 2023 | $1,195.00 | $172,070 Land $52,620 Building $119,450 | |
| 2021 | $93,660 Land $39,560 Building $54,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 Pine St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2013 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 Pine St is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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