109 Pine Ridge Rd, Cotuit, MA 02635 Property Records

Barnstable County and Barnstable Town City property record for 109 Pine Ridge Rd, Cotuit, MA 02635 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,584 sqft · built 1974
Lot Size	0.64 acres (27,878 sqft)
Owner	2 Trust Names on File
Tax Bill	$4,893 (2025)
Flood Zone	Zone X (minimal risk)
APN	`COTU M:018 L:038`

Property Details

APN / Parcel Number

Primary APN	`COTU M:018 L:038`
Alternative APN	`5087`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,584 sqft Living Area
Gross Area	2,568 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	27,878 sqft (0.64 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	5087
Street Address	109 PINE RIDGE RD
City	COTUIT
State	MA
Zip	02635-3522
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	38
Jurisdiction	BARNSTABLE MA
Township / Civil Division	BARNSTABLE TOWN
Census Block Group	1
Census Block	1054
Census Tract	13200

Owner

Source: Barnstable County and Barnstable Town City records · APN COTU M:018 L:038

Assessment roll updated May 27, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on File
Mailing Address	PO BOX 1474, COTUIT, MA 02635-1474
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 25, 2013
Deed Sale	Feb 25, 2013
Deed Document Number	20131
Deed Book / Page	27155 / 293
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Barnstable County and Barnstable Town City records · Assessment roll updated May 27, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
Municipality	Barnstable Town City
Unified School District	Barnstable School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,893.00 (+9.98%)	$586,000 (+3.79%) Land $192,300 Building $393,700	$2,474,275
2024	$4,449.00 (+4.88%)	$564,600 (+11.4%) Land $192,300 Building $372,300
2023	$4,242.00	$506,800 Land $190,000 Building $316,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Barnstable County (25001C), updated October 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250010132001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 32 individual NFIP policies nearby
Nearby Flood Policies	32 in force 12 of 32 on primary residences
Nearby Flood Claims	9 (1990–2023)
Claims Outside the SFHA	5 of 9
Most Recent Claim	Aug 2023, rainfall accumulation
Flood Events	Hurricane Bob (Aug 1991), 5 claims

Wildfire

Wildfire Risk	Low above 2% of the US · above 4% of Massachusetts
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.