109 Pine Ridge Dr, Petal, MS 39465 Property Records

Forrest County property record for 109 Pine Ridge Dr, Petal, MS 39465

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,855 sqft · built 1992
Lot Size	1 acres (43,560 sqft)
Owner	2 Company Names on Record
Tax Bill	$936 (2025)
Deeds & Mortgages	Jul 2019 Mortgage May 2009 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1-004Z-12-038.00`

Property Details

APN / Parcel Number

Primary APN	`1-004Z-12-038.00`
Alternative APNs	`171-0000-012-044.00` `038603` `38603`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,855 sqft Living Area
1st Floor Area	1,855 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Shingles
Roof Type	Hip
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Deck Area	Deck Area
Patio Area	666 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	38603
Street Address	109 PINE RIDGE DR
City	PETAL
State	MS
Zip	39465-5916
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 44 OF LONGLEAF ACRES COM AT THE SWCOR OF SE14 OF SW14 N2180.13 E1845.48 TO NORTH MARGIN OF PINE RIDGE DR TO POB E ALG PIN
Legal Range	13W
Legal Township	05N
Legal Section	12
Legal Subdivision	LONGLEAF
Legal Block	12
Legal Lot Number	44
Jurisdiction	FORREST MS
Township / Civil Division	3
Census Block Group	1
Census Block	1007
Census Tract	10104

Owner

Source: Forrest County records, as of March 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	109 PINE RIDGE DR, PETAL, MS 39465-5916
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2019	Deed of Trust, Mortgage · FHA Mortgage HANCOCK BANK
May 8, 2009	Deed of Trust, Mortgage THE FIRST
Sep 17, 2025	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 17, 2025
Transfer Doc	001482/680
Record Updated	Jun 8, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORREST MS
Property Address	109 PINE RIDGE DR, PETAL, MS 39465-5916
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002239/120
Date	Jul 22, 2019
Book Page	2239/120
Instrument	792889

Lender

Name	HANCOCK BANK
Type	Bank
Address	MONTGOMERY, AL 36121

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

May 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORREST MS
Property Address	109 PINE RIDGE DR, PETAL, MS 39465-5916
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01694/0154
Date	May 8, 2009
Book Page	1694/0154

Lender

Name	THE FIRST
Address	2702 LINCOLN RD, HATTIESBURG, MS 39402

Agreement

Amount	Amount Recorded
Term	119 Months
Due	Apr 27, 2019

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FORREST MS
Recording Date	Sep 17, 2025
Property Address	109 PINE RIDGE DR, PETAL, MS 39465-5916
Document Number	001482/680
Book / Page	1482 / 680
Instrument Date	Sep 17, 2025
Instrument	881057
Transaction Type	Transfer
Record Updated	Mar 9, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	109 PINE RIDGE DR, PETAL, MS 39465-5916

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	109 PINE RIDGE DR, PETAL, MS 39465-5916

Tax Assessment & Valuation

Source: Forrest County assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Forrest County
Unified School District	Petal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$936.00 (-36.07%) Homeowner's exemption Senior Citizen's exemption	$16,195 (-88.47%)	$158,270 (+12.64%) Land $30,000 Building $128,270
2023	$1,464.00 Homeowner's exemption	$140,510 (+880.67%)	$140,510 (-) Land $30,000 Building $110,510
2022		$14,328	$140,510 Land $30,000 Building $110,510

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	3 (2018–2022)
Most Recent Claim	Aug 2022 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Tornado, Dec 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 82% of Mississippi
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTABUCHIE WATER ASSOCIATION public/private · serves 2,363 people · EPA ID MS0180006
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
defastlink Fiber	1,000 / 1,000
C Spire Wireless Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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