109 Pine Ridge Dr, Fairview, NC 28730 Property Records

Buncombe County property record for 109 Pine Ridge Dr, Fairview, NC 28730

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,573 sqft · built 1986
Lot Size	1.14 acres (49,658 sqft)
Owner	2 Individual Names on Record
Last Sale	$420,000 (Dec 2021)
Tax Bill	$1,904 (2025)
Deeds & Mortgages	Jan 2017 Mortgage Jun 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`727757-2020-202`

Property Details

APN / Parcel Number

Primary APN	`727757-2020-202`
Alternative APNs	`9696-46-3243-00000` `969601461198000` `008192104`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,573 sqft Living Area
Gross Area	3,146 sqft
1st Floor Area	1,573 sqft
Basement Area	1,573 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Conventional
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	49,658 sqft (1.14 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	170 sqft
Deck Area	605 sqft
Patio Area	809 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	727757-2020-202
Street Address	109 PINE RIDGE DR
City	FAIRVIEW
State	NC
Zip	28730-9645
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OU
Legal Description	SUBDIV: BLOCK: LOT: SECTION: PLAT: 0000-0000
Legal Block	1
Jurisdiction	BUNCOMBE NC
Township / Civil Division	FAIRVIEW
Census Block Group	1
Census Block	1028
Census Tract	3204

Owner

Source: Buncombe County records, as of March 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	109 PINE RIDGE DR, FAIRVIEW, NC 28730-9645
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Jun 14, 2018	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Dec 3, 2021	Warranty Deed, Transfer · Conventional Mortgage KNOCK LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2021 · Amount on Record
Deed Sale	Dec 3, 2021 · Amount on Record
Prior Sale	Aug 4, 2004 · Amount on Record
Deed Book / Page	6156 / 811
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	109 PINE RIDGE DR, FAIRVIEW, NC 28730-9645
Transaction Type	Mortgage
Record Updated	Sep 22, 2022
Title Company	ACCURATE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0055150305
Date	Jan 27, 2017
Book Page	5515/0305

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Feb 1, 2027

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	109 PINE RIDGE DR, FAIRVIEW, NC 28730-9645
Transaction Type	Mortgage
Record Updated	Sep 22, 2022
Title Company	ACCURATE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056730410
Date	Jun 14, 2018
Book Page	5673/0410

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2038

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Dec 3, 2021
Property Address	109 PINE RIDGE DR, FAIRVIEW, NC 28730-9645
Document Number	0061560811
Book / Page	6156 / 811
Instrument Date	Dec 1, 2021
Transaction Type	Transfer
Record Updated	Sep 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$840.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1633, FAIRVIEW, NC 28730-1633

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1330 DUGUSTA LANE SOUTH, SAINT PETERSBURG, FL 33707

Mortgage

Document Number	0006156814
Date	Dec 3, 2021
Instrument	6156/814

Lender

Name	KNOCK LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,904.00 (+4.27%)	$269,500 (-) Land $25,700 Building $243,800	$269,500 (-) Land $25,700 Building $243,800
2024	$1,826.00 (+5.43%)
2023	$1,732.00	$269,500	$269,500 (-) Land $40,700 Building $228,800
2021			$269,500 Land $25,700 Building $243,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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