Palm Beach County property record for 109 Pine Ln, Royal Palm Beach, FL 33411 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,906 sqft · built 1993 |
| Lot Size | 0.122 acres (5,314 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $320,000 (Nov 2020) |
| Tax Bill | $4,837 (2025) |
| Deeds & Mortgages | Nov 2020 Sale & Mortgage Jun 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 72-41-43-23-10-000-0470 |
| Primary APN | 72-41-43-23-10-000-0470 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,906 sqft Living Area |
| Gross Area | 2,560 sqft |
| 1st Floor Area | 1,113 sqft |
| Upper Floors Area | 793 sqft |
| Sunroom | Sunroom |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Wood Truss |
| Roof Material | Asphalt |
| Lot Area | 5,314 sqft (0.122 acres) |
| Garage Type | Attached |
| Garage Area | 465 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 189 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 109 PINE LN |
|---|---|
| City | ROYAL PALM BEACH |
| State | FL |
| Zip | 33411-8688 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WHISPERING PINES LT 47A |
| Legal Range | 41E |
| Legal Township | 43S |
| Legal Section | 23 |
| Legal Subdivision | WHISPERING PINES |
| Legal Lot Number | 47A |
| Jurisdiction | PALM BEACH FL |
| Township / Civil Division | ROYAL PALM BEACH-WEST JUPITER |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 7841 |
Source: Palm Beach County records · APN 72-41-43-23-10-000-0470
Assessment roll updated December 10, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 109 PINE LN, WEST PALM BEACH, FL 33411-8688 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 23, 2020 | Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC |
| Jun 05, 2018 | Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 23, 2020 · Amount on Record |
| Deed Sale | Nov 23, 2020 · Amount on Record |
| Prior Sale | Jun 05, 2018 · Amount on Record |
| Deed Document Number | 2020445567 |
| Deed Book / Page | 31934 / 1674 |
| Prior Transfer Date | May 25, 2018 |
| Prior Transfer Doc | 0299011118 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Recording Date | Nov 23, 2020 |
| Property Address | 109 PINE LN, ROYAL PALM BEACH, FL 33411-8688 |
| Document Number | 0319341674 |
| Book / Page | 31934 / 1674 |
| Map Reference | MB 65 PG 21 |
| Instrument Date | Oct 28, 2020 |
| Instrument | 20200445567 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | KPC TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,240.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13345 ORANGE BLVD, 13345, WEST PALM BEACH, FL 33412-2184 |
| Name | Verified Name |
|---|---|
| Address | 1365 QUAIL LAKE DRIVE #306 # 306, 306, WEST PALM BEACH, FL 33409 |
| Document Number | 0319341676 |
|---|---|
| Date | Nov 23, 2020 |
| Instrument | 31934/1676 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Recording Date | Jun 05, 2018 |
| Property Address | 109 PINE LN, ROYAL PALM BEACH, FL 33411-8688 |
| Document Number | 0299011118 |
| Book / Page | 29901 / 1118 |
| Map Reference | MB 65 PG 21 |
| Instrument Date | May 25, 2018 |
| Instrument | 20180217213 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | FIRST NATIONAL TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $210.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 PINE LN, ROYAL PALM BEACH, FL 33411-8688 |
| Document Number | 20180217214 |
|---|---|
| Date | Jun 05, 2018 |
| Instrument | 20180217214 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2048 |
Source: Palm Beach County records · Assessment roll updated December 10, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Palm Beach County |
| Municipality | Royal Palm Beach Village |
| Unified School District | Palm Beach County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,837.00 (+3.31%) Homeowner's exemption | $296,368 (+5.99%) | $404,529 (-0.76%) Land $151,000 Building $253,529 |
| 2024 | $4,682.00 (+2.68%) | ||
| 2023 | $4,560.00 (+1.31%) Homeowner's exemption | $279,627 (+3%) | $407,632 (+17.68%) Land $138,210 Building $269,422 |
| 2022 | $4,501.00 Homeowner's exemption | $271,483 | $346,392 Land $123,200 Building $223,192 |
Source: FEMA National Flood Hazard Layer, Palm Beach County (12099C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120990078412, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 16 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 16 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 365 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 1,000 / 75 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: AT&T, Xfinity, Cogeco Cable Holdings II. Availability varies by address; speeds are provider-advertised maximums, not measured.
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