109 Pine Creek Trl, Ormond Beach, FL 32174 Property Records

Volusia County property record for 109 Pine Creek Trl, Ormond Beach, FL 32174 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 1989
Square Footage2,400 sqft Living Area
Lot Size43,560 sqft (1 acres)
OccupancyOwner Occupied
Last Sale$22,900 (1988)
Tax Bill$1,118.00 (2025)

Property Details

APN / Parcel Number

Primary APN3231-05-00-0140
Alternative APNs
  • 32133105000140
  • 4523138.0
  • 4523138

Interior

Bedrooms3 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Building Area2,400 sqft Living Area
1st Floor1,200 sqft 1st Floor
2nd Floor1,200 sqft 2nd Floor
Upper Floors1,200 sqft Upper Floors
Stories1 Stories
Primary FlooringCombination, Other Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1989
Exterior MaterialWood Siding Exterior
Construction TypeWood Frame Construction
Foundation TypeMat/Raft Foundation (Slab) Foundation
Roof MaterialComposition Shingle Roof
Lot Area43,560 sqft (1 acres)
Parking Spaces2 Parking Spaces
Garage Area420 sqft Garage

Exterior Amenities

Patio Area320 sqft Patio
PorchOpen Porch
Porch Area132 sqft Porch
Gazebo58 sqft Gazebo

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number4523138.0
Old Parcel Number32133105000140
Street Address109 PINE CREEK TRL
CityORMOND BEACH
StateFL
Zip32174-3003
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 14 PINE CREEK ESTATES MB 38 PGS 142 & 143 PER OR 3087 PG 1683
Legal Range32E
Legal Township13S
Legal Section31
Legal SubdivisionPINE CREEK ESTATES 31-13-32
Legal Tract5
Legal Lot Number14
JurisdictionVOLUSIA FL
Minor Civil DivisionORMOND BEACH
Census Blockgroup1
Census Block1028
Census Tract80102

Owner

Source: Volusia County records · APN 3231-05-00-0140

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Co-ownerVerified Secondary Owner
Mailing Address109 PINE CREEK TRL, ORMOND BEACH, FL 32174-3003
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 18, 2021Deed of Trust, Mortgage · Veterans Administration Mortgage
PENNYMAC LOAN SERVICES LLC
Oct 10, 2019Deed of Trust, Mortgage · Veterans Administration Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC
Oct 06, 2020Deed of Trust, Mortgage · Veterans Administration Mortgage
VALLEY WEST CORPORATION

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 15, 1988 · Amount on Record
Deed SaleJan 15, 1988 · Amount on Record
Deed Doc Number0030871683
Record RefreshedJun 08, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address109 PINE CREEK TRL, ORMOND BEACH, FL 32174-3003
Transaction TypeMortgage
Record UpdatedSep 13, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 PINE CREEK TRL, ORMOND BEACH, FL 32174-3003

Mortgage

Document Number0081024422
DateAug 18, 2021
Book Page8102/4422
Instrument2021-196004
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address109 PINE CREEK TRL, ORMOND BEACH, FL 32174-3003
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0077574565
DateOct 10, 2019
Book Page7757/4565
Instrument2019-198376
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeFunding / Finance Company
AddressISELIN, NJ 08830
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2049

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address109 PINE CREEK TRL, ORMOND BEACH, FL 32174-3003
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 PINE CREEK TRL, ORMOND BEACH, FL 32174-3003

Mortgage

Document Number0079221708
DateOct 06, 2020
Book Page7922/1708
Instrument2020-190929
Lender
NameVALLEY WEST CORPORATION
TypeNon-Lending Institution
AddressLAS VEGAS, NV 89117
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2050

Tax Assessment & Valuation

Source: Volusia County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyVolusia County
Unified School DistrictVolusia County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,118.00 (-13.27%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$188,629 (+5.99%)$348,591 (+4.38%) Land $65,000 Building $283,591
2023$1,289.00 (+3.2%) Senior Citizen's exemption$177,974 (+3%)$333,951 (+13.99%) Land $65,000 Building $268,951
2022$1,249.00 Senior Citizen's exemption$172,790$292,966 Land $57,150 Building $235,816

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Volusia County (12127C), updated October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 40% of the US · above 12% of Florida
Wildfire LikelihoodAbout 1 in 1,250 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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